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100 Camino Sinuoso, Santa Cruz, CA, 95066

2beds
2baths
1,288sqft
$1,199,000
$931price/sqft
$7,908/moest. monthly cost
$316,320/yrincome needed

About This Home

Welcome to 100 Camino Sinuoso, Scotts Valley. This intimate retreat is perfect for anyone looking for a space to call their own. An enchanting, private road leads you to a secluded half-acre parcel perched above a serene mountain valley. Ideally situated on this parcel sits an adorable single-level 2-bedroom, 2-bathroom ranch-style home. Designed to prioritize indoor-outdoor living and maximize the sweeping valley views, this home features an open floor plan, large windows, and sliding glass doors to a spacious back deck. The recently updated kitchen boasts a breakfast bar, walk-in pantry, new quartz countertops, stainless steel appliances, and a chic farmhouse sink. One bedroom is tucked away on each side of the home, providing great separation of space for family members and guests. Dramatic wide-plank cherry wood floors, solid-wood doors, vintage-inspired door hardware, plentiful skylights, abundant storage, attached 2-car garage, detached carport, & garden shed round out the list of amenities. Whether you're planting an edible garden on the lower portion of the property, enjoying coffee with a view from the back deck, or basking in the soothing sounds of nature while contemplating life's big questions, one thing is certain: this is it...your private refuge...this is Home.

Getting Around

40
WalkingCar-Dependent
29
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

7/10
7/10
8/10
Scotts Valley High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: In Garage

Bathroom

  • Features: ShoweroverTub1, StallShower, Tile, FullonGroundFloor

Bedroom

  • Features: PrimarySuiteRetreat, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea, DiningBar, EatinKitchen

Family Room

  • Features: NoFamilyRoom

Features

  • One Or More Skylights,Vaulted Ceiling(s)
  • Flooring: Carpet,Hardwood,Slate,Vinyl Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,288
  • Total interior livable area: 1,288 sqft

Kitchen

  • Features: Pantry, Skylights

Property

Details

  • Parcel number: 06756101000
  • Zoning: R-1-15
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Back Yard,Fenced,Storage Shed Structure
  • Fencing: Perimeter,Gate
  • Has view: Yes
  • View description: Mountain(s),Valley

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$236$2,832
Property Taxes $1,212$14,544
Electricity $398$4,786
Total$7,908$94,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$271,131/yr
40% on housing$237,240/yr
45% on housing$210,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$931This listing

vs Other Active Listings

Avg $/sqft

ZIP 95066$605
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95066$719
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$1,299,000
2026-04-15Listed for sale$1,450,000
2002-05-17Sold$559,000

For Sale by Agent

AgentMandy Draper
BrokerageCommunity Real Estate

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