See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3107 Oak St, Las Cruces, NM, 88005

2beds
2baths
2,296sqft
$195,000
$85price/sqft
$1,336/moest. monthly cost
$53,440/yrincome needed

About This Home

While the home could benefit from some updating, it offers an exceptional opportunity to make it your own in this sought-after subdivision. Situated on 3/4 of an acre in the subdivision of Mesilla Park, this spacious 2,296 sq. ft. ranch-style home offers flexibility, character, and endless potential. The versatile floor plan features a living room, dining room, breakfast nook, bonus room, and flex room, ideal for a home office, hobby space, fitness room, or additional living area. The home includes 2 bedrooms, 2 bathrooms, remodeled kitchen in 2010 with granite countertops, range, microwave, and refrigerator. Features include wood, tile, and carpet flooring, refrigerated air, and a dedicated laundry room with washer included. Outside, the fully fenced lot with mature trees provides ample space for RV or trailer parking, a future garage or workshop, a garden, or expanded outdoor living. A storage shed for added convenience. Call today for your showing!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

5/10
6/10
Zia Middle SchoolGrades 6-81.1 mi
6/10
Las Cruces High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Shingle
  • Construction materials: Adobe,Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Utility Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal

Heating & Cooling

  • Heating features: Natural Gas Available,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,296
  • Total interior livable area: 2,296 sqft

Kitchen

  • Features: Sliding Glass Doors,Refrigerator,Microwave Oven,Granite Counters,Gas Range,Tile Floor

Living Room

  • Features: Ceiling Fan,Carpet

Property

Details

  • Parcel number: 4008137079329

Features

  • Levels: One
  • Stories: 1
  • Exterior features: RV Access
  • Fencing: Chain Link

Lot

  • Lot size: 0.75 Acres
  • Features: Landscaping: Desert
  • Lot size dimensions: .51 to .75 AC

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Winter Weather
Lightning
Cold Wave
Earthquake
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Doña Ana County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$83$996
Property Taxes $104$1,248
Electricity $163$1,958
Total$1,336$16,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,805/yr
40% on housing$40,080/yr
45% on housing$35,626/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 88005$148
Doña Ana County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 88005$176
Doña Ana County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$195,000

For Sale by Agent

AgentAdriel Macias
BrokerageRE/MAX Classic Realty

Similar Homes