See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20711 Bethel Church Rd, Cornelius, NC, 28031

6beds
9baths
7,097sqft
$6,900,000
$972price/sqft
$41,164/moest. monthly cost
$1,646,560/yrincome needed

About This Home

WELCOME TO A REMARKABLE SCOTTISH COUNTRY MANOR. POSITIONED ON 2 WF LOTS THIS EXQUISITE CUSTOM HOME, 3 CAR GARAGE W/ GUEST QUARTERS, ADORABLE GARDEN HOUSE (SHE-SHED) MAN-MADE POND, BOAT SLIP / DOCK, HELICOPTER LANDING AREA AND MUCH MORE! PANELED STUDY W/ FIREPLACE, COFFERED CEILINGS, FORMAL DINING ROOM, GOURMET KITCHEN, WALK-IN PANTRY, GLASS CONSERVATORY & CASUAL LAKE DINING AREA. RICH WOOD PANELING IN GREAT ROOM W/FIREPLACE WHICH OPENS TO A COVERED PATIO, 2 POWDER ROOMS ON 1ST FLOOR & PRIVATE GUEST SUITE. THE UPPER LEVEL OWNERS SUITE FEATURES HIS & HER MASTER BATHS W/ WALK-IN CLOSETS AND SPACIOUS BALCONY OVERLOOKING POOL & CABANA HOUSE. A CHARMING GUEST HOUSE WITH EXPOSED BEAMS & STONE FIREPLACE COMPLETES THIS RARE ESTATE**GATED NEIGHBORHOOD CLOSE TO PENINSULA CC, YACHT CLUB, SHOPPING, GROCERY. PROPERTY CONSIST OF 7.94 ACRES /6.5 ON LAND- REMAINDER UNDERWATER**13 KW WHOLE HOUSE GENERATOR*SECURITY SYSTEM W/CAMERAS*SAFE ROOM****SOME UPDATING NEEDED**** Agent Remarks

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Cornelius ElementaryGrades K-52.2 mi
10/10
Bailey Middle SchoolGrades 6-83.9 mi
6/10
William Amos Hough HighGrades 9-124.3 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Crawl Space
  • Roof: Wood
  • Construction materials: Brick Partial,Cedar Shake,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: European
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Disposal,Double Oven,Gas Range,Gas Water Heater,Microwave,Plumbed For Ice Maker,Refrigerator
  • Laundry features: Inside,Laundry Room,Sink,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 9
  • Full bathrooms: 6
  • 1/2 bathrooms: 3
  • Main level bedrooms: 1

Features

  • Drop Zone,Open Floorplan,Walk-In Closet(s),Walk-In Pantry,Total Primary Heated Living Area: 5540
  • Flooring: Tile,Wood
  • Fireplace features: Bonus Room,Den,Fire Pit,Great Room,Outside,Porch
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 5,540

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,540
  • Total interior livable area: 7,097 sqft

Primary Bedroom

  • Features: Attic Walk In,Central Vacuum,Kitchen Island,Walk-In Closet(s),Walk-In Pantry
  • Level: Upper

Property

Details

  • Parcel number: 00110810
  • Zoning: GR
  • Special condition: Standard
  • Other equipment: Generator,Network Ready

Features

  • Levels: Two and a Half
  • Stories: 2
  • Pool features: In Ground,Pool/Spa Combo,Salt Water
  • Patio & porch: Balcony,Covered,Patio,Rear Porch,Side Porch,Terrace
  • Exterior features: In-Ground Irrigation,Porte-cochere,Rooftop Terrace
  • Fencing: Fenced,Front Yard
  • Has view: Yes
  • View description: Water,Year Round
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Slip (Deed),Pier,Waterfront
  • Waterbody name: Lake Norman

Lot

  • Lot size: 7.94 Acres
  • Features: Wooded,Views

Parking

  • Total spaces: 4
  • Parking features: Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $34,890$418,680
Home Insurance *$2,117$25,404
Property Taxes $3,496$41,952
Electricity $661$7,932
Total$41,164$493,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,411,337/yr
40% on housing$1,234,920/yr
45% on housing$1,097,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$972This listing

vs Other Active Listings

Avg $/sqft

ZIP 28031$369
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28031$308
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-06Price change$6,900,000
2025-02-22Listed for sale$8,500,000
2006-09-15Sold$3,975,000
2001-09-07Sold$535,000
1999-10-25Sold$524,000
1999-07-23Sold$510,000

For Sale by Agent

AgentTerri Mayhew
BrokerageSouthern Homes of the Carolinas, Inc

Similar Homes