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403 Catawba Ave, Davidson, NC, 28036

4beds
2baths
2,520sqft
$1,000,000
$397price/sqft
$6,043/moest. monthly cost
$241,720/yrincome needed

About This Home

DEVELOPERS DREAM OPPORTUNITY! This 4BR and 2Bath home sits on .54 acres. Property can be purchased with adjacent Parcel 00320526 MLS 4303902 4.82 acres, making it a total of 5.36 acres in the Town of Davidson. Walk to Main Street or take a stroll on Jetton to Griffith Street Shoppes. Located near I-77. Situated in area with lots of growth neighboring Lake Norman in a quiet setting. See attachments for Legal Description. Listing Agent is related to seller.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

9/10
Davidson K-8 SchoolGrades K-80.8 mi
6/10
William Amos Hough HighGrades 9-122.7 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,520

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 00320527
  • Zoning: VI
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Gas Grill
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.54 Acres

Parking

  • Parking features: Attached Carport,Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$201$2,412
Property Taxes $552$6,624
Electricity $234$2,816
Total$6,043$72,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,188/yr
40% on housing$181,290/yr
45% on housing$161,146/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$397This listing

vs Other Active Listings

Avg $/sqft

ZIP 28036$333
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28036$309
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-26Listed for sale$1,000,000
2024-09-05Sold$313,000
2020-01-23Sold$180,000

For Sale by Agent

AgentSherry Bacis
BrokerageNorthGroup Real Estate LLC

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