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1917 Tom Sadler Rd, Charlotte, NC, 28214

2beds
1baths
1,404sqft
$280,000
$199price/sqft
$1,919/moest. monthly cost
$76,760/yrincome needed

About This Home

Over an ACRE in Charlotte with NO HOA. This two-bedroom, one-bath home is nestled on a deep sprawling lot for the perfect blend of privacy and space. Inside, the home has a cozy and comfortable layout, updated kitchen with granite counters, stainless steel appliances and original hardwood floors in living room and bedrooms. There is another large room with a closet that can be used as an office, flex space or bedroom. Additionally the property features a front and rear porch as well as an impressive garage workshop, measuring 864 square feet. This space is perfect for projects, hobbies, or additional storage. The property also presents an exceptional investment opportunity. The lot is surrounded by new construction and has the potential to be subdivided into two lots, you can explore the option of building duplexes or another home. Don't miss your chance to own this unique property in a sought-after location close to CLT Douglas Airport, 485, The Whitewater Center, 8 miles to UPTOWN! Home sold as is no repairs to be made. Roof and HVAC need to be replaced.

Getting Around

7
WalkingCar-Dependent
23
TransitMinimal Transit
18
BikeSomewhat Bikeable

Schools

9/10
Paw Creek ElementaryGrades PK-50.7 mi
8/10
Coulwood MiddleGrades 6-81.2 mi
1/10
West Mecklenburg HighGrades 9-123.0 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater
  • Laundry features: Mud Room,Main Level

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Features: Walk-In Closet(s)
  • Level: Main

Dining Area

  • Level: Main

Features

  • Door features: Storm Door(s)
  • Flooring: Wood
  • Fireplace features: Living Room,Wood Burning Stove
  • Finished area below ground: 0
  • Finished area above ground: 1,404

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,404
  • Total interior livable area: 1,404 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 03141119
  • Zoning: N1B
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Fencing: Chain Link,Fenced,Front Yard

Lot

  • Lot size: 1.19 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached Garage,Garage Shop,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$103$1,236
Property Taxes $201$2,412
Electricity $200$2,405
Total$1,919$23,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,794/yr
40% on housing$57,570/yr
45% on housing$51,173/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 28214$159
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28214$196
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$280,000
2026-04-09Price change$310,000
2025-09-24Price change$320,000
2025-08-13Price change$325,000
2025-07-22Price change$344,000
2025-06-17Price change$349,000
2025-05-13Listed for sale$350,000
2024-04-23Listing removed--
2024-04-05Listed for rent$1,700
2022-06-27Sold$218,000
2022-06-14Contingent$238,500
2022-06-12Listed for sale$238,500
2022-05-18Contingent$238,500
2022-05-14Price change$238,500
2022-05-10Listed for sale$245,000
1998-06-04Sold$56,000

For Sale by Agent

AgentTammy Gutti
BrokerageColdwell Banker Realty

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