See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12783 Tom Short Rd, Charlotte, NC, 28277

5beds
4baths
4,930sqft
$1,250,000
$254price/sqft
$8,558/moest. monthly cost
$342,320/yrincome needed

About This Home

Welcome to this exceptional home in the highly sought-after Providence Country Club, one of South Charlotte's premier communities. Offering 5 bedrooms, 4 full bathrooms, and an oversized bonus room, this thoughtfully designed home combines spacious living with exceptional indoor and outdoor entertaining. The main level features a desirable guest bedroom and full bathroom, perfect for visitors or multigenerational living. The expansive kitchen is the heart of the home, offering an open layout that flows seamlessly into the living spaces and a beautiful sitting room overlooking the private backyard oasis. Step outside to enjoy resort-style living with a sparkling pool, patio pavers, multiple seating areas, and a built-in outdoor grilling space, ideal for entertaining or relaxing all summer long. Upstairs, the spacious primary suite offers a peaceful retreat with two walk-in closets. Three additional bedrooms and an oversized bonus room provide flexible space for a media room, playroom, home office, or fitness area. Additional highlights include a 3-car garage, circular driveway, and an ideal floor plan designed for both everyday living and entertaining. Located just minutes from I-485, Blakeney, Stonecrest, Waverly, and Rea Farms, this home is zoned for top-rated schools and offers an unbeatable South Charlotte location. Residents have the opportunity to enjoy optional Providence Country Club memberships, with packages featuring golf, tennis, pickleball, swimming, clubhouse dining, fitness amenities, and a vibrant calendar of social events. This is a great opportunity to own a beautiful home in one of South Charlotte's most desirable neighborhoods.

Getting Around

35
WalkingCar-Dependent
0
TransitNo Nearby Transit
33
BikeSomewhat Bikeable

Schools

9/10
Polo Ridge ElementaryGrades PK-50.8 mi
10/10
Rea Farms STEAM AcademyGrades K-81.5 mi
9/10
Ardrey Kell HighGrades 9-122.0 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Gas Cooktop,Gas Water Heater,Microwave,Oven,Plumbed For Ice Maker,Self Cleaning Oven,Wall Oven
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Built-in Features,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas,Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 4,930

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 4,930
  • Total interior livable area: 4,930 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 22934410
  • Zoning: N1-A
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community,Fenced,In Ground
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Gas Grill
  • Has spa: Yes
  • Fencing: Back Yard,Fenced,Full

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Driveway,Attached Garage,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$359$4,308
Property Taxes $1,420$17,040
Electricity $459$5,510
Total$8,558$102,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$293,417/yr
40% on housing$256,740/yr
45% on housing$228,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 28277$249
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28277$269
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$1,195,000
2026-07-24Listed for sale$1,250,000
2022-09-16Listing removed--
2022-07-30Price change$1,100,000
2022-07-20Price change$1,125,000
2022-06-15Listed for sale$1,150,000
2017-11-30Listing removed$625,000
2017-11-29Listed for sale$625,000
2017-11-28Sold$606,000
2017-10-29Pending sale$625,000
2017-09-22Listed for sale$625,000
2014-12-11Sold$519,900
2014-09-30Sold$532,500
2014-09-10Price change$532,500
2014-08-14Price change$535,000
2014-06-20Price change$548,475
2014-05-10Listed for sale$565,500
2001-03-30Sold$457,000

For Sale by Agent

AgentMelissa O'Brien
BrokerageKeller Williams Ballantyne Area

Similar Homes