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206 Rosewood Circle, Jacksonville, NC, 28546

3beds
2baths
1,640sqft
$279,900
$171price/sqft
$1,869/moest. monthly cost
$74,760/yrincome needed

About This Home

Seller offering $3000 in buyer concessions for upgrades. Welcome home to this beautifully maintained, single-story ranch, tucked away on a quiet cul-de-sac in the established Hunters Creek community. Offering approximately 1,640 square feet, this inviting home features 3 bedrooms, 2 full bathrooms, a spacious living area with a fireplace, vaulted ceilings, and a functional layout designed for comfortable everyday living. Situated on approximately 0.44 acres, the property provides generous outdoor space and a large covered back deck--perfect for entertaining guests, enjoying outdoor meals, or relaxing at the end of the day. The home's traditional exterior, attached garage, peaceful cul-de-sac setting, and convenient Jacksonville location add to its appeal. Do not miss the opportunity to own this beautifully cared-for Jacksonville home.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
Hunters Creek ElementaryGrades PK-50.3 mi
7/10
Hunters Creek MiddleGrades 6-80.2 mi
4/10
White Oak HighGrades 9-121.9 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Concrete,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Dishwasher,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,In Garage

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Walk-in Closet(s),Vaulted Ceiling(s),Ceiling Fan(s),Gas Log,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,640
  • Total interior livable area: 1,640 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1115j189
  • Zoning: R-5
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck,Porch
  • Exterior features: Gas Log
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 0.44 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Tornado
Cold Wave
Ice Storm
Wildfire

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$102$1,224
Property Taxes $152$1,824
Electricity $200$2,405
Total$1,869$22,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,080/yr
40% on housing$56,070/yr
45% on housing$49,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 28546$138
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28546$160
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$279,900
2026-06-19Listed for sale$285,000
2023-04-17Listing removed--
2023-04-13Listed for rent$1,450
2020-01-01Listing removed$1,000
2019-12-27Listed for rent$1,000
2017-03-22Listing removed$1,000
2017-03-08Listed for rent$1,000
2013-12-10Listing removed$1,000
2013-08-20Price change$1,000
2013-04-25Listed for rent$1,150
2010-06-05Listing removed$1,100
2010-05-30Listed for sale$1,100

For Sale by Agent

AgentJanet B Freshour
BrokerageUnited Real Estate East Carolina

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