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309 Crown Point Road, Hubert, NC, 28539

2beds
2baths
952sqft
$170,000
$179price/sqft
$1,213/moest. monthly cost
$48,520/yrincome needed

About This Home

Dreaming of a charming home near Swansboro and our Crystal Coastal Beaches? Then look no further. This delightful cottage style home checks all the boxes featuring 2 bedroom 1 1/2 bath, screened in back porch, covered front porch, fenced in yard and just minutes away and easy access to our military bases. This property may qualify for Seller Financing (Vendee). If property was built prior to 1978, Lead Based Paint Potentially Exists.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Sand Ridge ElementaryGrades K-51.5 mi
6/10
Swansboro MiddleGrades 6-83.5 mi
8/10
Swansboro HighGrades 9-123.2 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Ceiling Fan(s),Pantry,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 952
  • Total interior livable area: 952 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1308e239
  • Zoning: R-10
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Patio & porch: Open,Covered,Screened,Front Porch,Rear Porch
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 800 - 999

Lot

  • Lot size: 8,407 sqft
  • Lot size dimensions: 78 x 102 x 83 x 104

Parking

  • Total spaces: 1
  • Parking features: On Site,Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$62$744
Property Taxes $92$1,104
Electricity $200$2,405
Total$1,213$14,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,588/yr
40% on housing$36,390/yr
45% on housing$32,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 28539$139
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28539$171
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Sold$190,849
2024-03-26Sold$187,500
2024-02-23Pending sale$195,000
2024-02-13Price change$195,000
2024-02-06Pending sale$199,000
2024-01-30Listed for sale$199,000
2023-12-15Pending sale$199,000
2023-11-03Price change$199,000
2023-10-12Price change$200,000
2023-10-05Listed for sale$210,000
2022-04-29Sold$160,000
2022-03-29Pending sale$160,000
2022-03-23Listed for sale$160,000
2015-01-17Listing removed$750
2015-01-08Listed for rent$750
2013-12-24Listing removed$800
2013-11-17Listed for rent$800
2007-03-30Sold$115,500

Unknown Listed By

AgentMelinda S Tyre
BrokerageMelinda Tyre & Associates

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