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1220 N University St, Peoria, IL, 61606

5beds
2baths
2,210sqft
$85,000
$38price/sqft
$894/moest. monthly cost
$35,760/yrincome needed

About This Home

Come enjoy a front porch sitting area in this roomy classical home. Stained glass windows, wood floors and wood trim throughout home. Located 3 blocks to Bradley University. Large kitchen with fridge, stove, and eating nook. Huge dining room with beautiful built-in cabinets and plenty of room to host gatherings. Large living room. Upstairs has another bathroom and bedrooms. The front bedroom is especially inviting! All measurements are approximate. Buyer will need to verify. Call ahead for appointment. Fireplace on main level no warranty on working condition seller has not used.

Getting Around

74
WalkingVery Walkable
35
TransitSome Transit
64
BikeBikeable

Schools

2/10
3/10
1/10
Peoria High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main
  • Dimensions: 16ft 0in x 14ft 0in

Bedroom2

  • Level: Upper
  • Dimensions: 12ft 0in x 14ft 0in

Bedroom3

  • Level: Upper
  • Dimensions: 11ft 0in x 12ft 0in

Bedroom4

  • Level: Upper
  • Dimensions: 12ft 0in x 10ft 0in

Bedroom5

  • Level: Upper
  • Dimensions: 12ft 0in x 14ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,210
  • Total interior livable area: 2,210 sqft

Kitchen

  • Level: Main
  • Dimensions: 12ft 0in x 12ft 0in

Main Level

  • Area: 1274

Upper Level

  • Area: 936

Property

Details

  • Parcel number: 1805401004

Lot

  • Lot size: 6,642 sqft
  • Features: Level
  • Lot size dimensions: 41 x 162

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$144$1,728
Property Taxes $152$1,824
Electricity $169$2,039
Total$894$10,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,651/yr
40% on housing$26,820/yr
45% on housing$23,840/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$38This listing

vs Other Active Listings

Avg $/sqft

ZIP 61606$70
Peoria County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 61606$66
Peoria County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-29Listed for sale$115,000
2021-03-24Listing removed--
2013-11-04Sold$61,500
2013-01-25Listing removed$89,000
2012-11-26Listed for sale$89,000
2005-10-28Sold$70,000

For Sale by Agent

AgentLaci Moore
BrokerageKW Hometown

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