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136 Floyd Pond Lane, Richlands, NC, 28574

2beds
1baths
522sqft
$155,000
$297price/sqft
$1,137/moest. monthly cost
$45,480/yrincome needed

About This Home

Welcome to 136 Floyd Pond Lane in Richlands -- a charming cottage tucked away in a peaceful, private setting with a huge yard and plenty of space to spread out. This cozy home offers a warm and inviting feel, perfect for anyone looking for quiet country-style living while still being within reach of local conveniences. The spacious yard provides endless possibilities for gardening, outdoor entertaining, pets, hobbies, or simply enjoying the privacy and open space. A workshop and two additional sheds offer excellent storage and workspace for tools, equipment, projects, or recreational gear. Whether you are searching for a starter home, downsizing opportunity, weekend retreat, or investment property, this small cottage has so much potential. Enjoy the privacy, charm, and extra outdoor space that make this Richlands property a special find!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Clear View ElementaryGrades K-53.7 mi
4/10
Trexler MiddleGrades 6-85.3 mi
5/10
Richlands HighGrades 9-124.6 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Master Downstairs
  • Door features: Storm Door(s)
  • Flooring: LVT/LVP,Vinyl

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 522
  • Total interior livable area: 522 sqft

Property

Details

  • Parcel number: 008338
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Exterior features: Storm Doors
  • Fencing: Other,None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 400 - 599

Lot

  • Lot size: 0.53 Acres
  • Features: Dead End
  • Lot size dimensions: Irregular

Parking

  • Parking features: Unpaved,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$70$840
Property Taxes $84$1,008
Electricity $200$2,405
Total$1,137$13,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,982/yr
40% on housing$34,110/yr
45% on housing$30,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 28574$147
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28574$179
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$155,000
2025-05-22Sold$137,000
2025-04-16Pending sale$135,000
2025-04-10Price change$135,000
2025-03-15Price change$155,000
2024-12-07Price change$159,000
2024-09-09Price change$165,000
2024-08-29Price change$168,000
2024-07-26Listed for sale$175,000

For Sale by Agent

AgentMarvelous Realty LLC
BrokerageColdwell Banker Sea Coast Advantage

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