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422 Thomas Drive, Jacksonville, NC, 28546

4beds
3baths
1,710sqft
$239,900
$140price/sqft
$1,751/moest. monthly cost
$70,040/yrincome needed

About This Home

Welcome to 422 Thomas Street in Jacksonville — a spacious 4-bedroom, 2.5-bath home that truly delivers value with room to grow and entertain. Inside, you'll find multiple living spaces including a formal dining room, comfortable living area, and a separate den with a cozy fireplace. The kitchen features stainless steel appliances and the home shines with fresh paint, new carpet, and new blinds throughout. Step outside to enjoy a covered patio, mature trees, established landscaping, a chain-link fenced yard, and two storage sheds for all your extras. The 2-car garage offers an additional flex/entertaining space off the back, perfect for hobbies, gatherings, or a home gym. A durable metal roof adds peace of mind, and best of all—no HOA. This home offers incredible space, upgrades, and freedom at a price that's hard to beat. A true Jacksonville steal!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
Bell Fork ElementaryGrades K-51.1 mi
2/10
4/10
Northside HighGrades 9-123.0 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Brick,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Pantry,Walk-in Shower,Blinds/Shades

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,710
  • Total interior livable area: 1,710 sqft

Property

Details

  • Parcel number: 352a215
  • Zoning: RSF-7
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: None
  • Fencing: Chain Link,Back Yard
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Off Street,On Site,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Cold Wave
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$88$1,056
Property Taxes $250$3,000
Electricity $200$2,405
Total$1,751$21,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,034/yr
40% on housing$52,530/yr
45% on housing$46,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 28546$139
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28546$160
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$249,900
2026-04-08Price change$255,000
2026-04-03Price change$257,900
2026-03-23Listed for sale$259,900
2026-03-02Contingent$259,900
2026-02-28Price change$259,900
2026-02-05Listed for sale$265,000
2020-12-29Listing removed--
2020-12-23Listed for rent$1,150
2019-11-29Listing removed$1,085
2019-11-12Price change$1,085
2019-10-25Price change$1,125
2019-10-09Price change$1,185
2019-09-17Price change$1,250
2019-09-09Listed for rent$1,400
2010-11-19Sold$155,000
2010-08-12Listed for sale$159,900

For Sale by Agent

AgentDanielle Licavoli
BrokerageRE/MAX Elite Realty Group

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