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403 Nelson Drive, Jacksonville, NC, 28540

2beds
1baths
768sqft
$159,900
$208price/sqft
$1,240/moest. monthly cost
$49,600/yrincome needed

About This Home

Welcome to this charming and conveniently located home at 403 Nelson Dr in Jacksonville, NC. The home offers the perfect blend of comfort and everyday functionality. Enjoy the open living space that flows effortlessly into the kitchen and dining area, making it ideal for both relaxing and entertaining. Schedule your showing today!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

5/10
Clyde Erwin ElementaryGrades K-50.2 mi
6/10
New Bridge MiddleGrades 6-80.9 mi
6/10
Jacksonville HighGrades 9-122.0 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Crawl Space
  • Roof: Shingle,Composition
  • Construction materials: Brick,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: LVT/LVP,Carpet

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Property

Details

  • Parcel number: 42651
  • Zoning: RSF-7
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Porch
  • Exterior features: None
  • Fencing: Full,Chain Link,Vinyl,Wood
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 600 - 799

Lot

  • Lot size: 10,629 sqft
  • Lot size dimensions: Irregular

Parking

  • Parking features: Off Street,On Site,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Tornado
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$65$780
Property Taxes $167$2,004
Electricity $200$2,405
Total$1,240$14,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,514/yr
40% on housing$37,200/yr
45% on housing$33,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 28540$164
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28540$166
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$159,900
2021-05-06Sold$89,900
2021-03-26Pending sale$89,900
2021-03-22Price change$89,900
2021-03-09Listed for sale$91,900
2021-02-16Pending sale$91,900
2021-02-09Price change$91,900
2021-02-02Listed for sale$94,900
2020-09-24Sold$35,000
2020-08-13Pending sale$55,000
2020-08-07Listed for sale$55,000
2015-11-10Listing removed$60,800
2015-09-11Price change$60,800
2015-08-18Price change$60,900
2015-08-07Price change$62,000
2015-07-16Price change$69,500
2015-07-09Price change$69,800
2015-06-28Price change$69,900
2015-06-21Price change$63,900
2015-06-19Price change$64,100
2015-06-12Price change$64,200
2015-06-05Price change$64,300
2015-05-29Price change$64,400
2015-05-19Price change$64,500
2015-05-04Price change$64,900
2015-01-27Listed for sale$69,900
2005-08-30Sold$42,000

For Sale by Agent

AgentRyan McKelvey
BrokerageHomeFront Realty Services

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