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639 Par Drive, Jacksonville, NC, 28540

5beds
3baths
2,753sqft
$465,000
$169price/sqft
$3,050/moest. monthly cost
$122,000/yrincome needed

About This Home

Welcome to 639 Par Drive in the desirable Rock Creek subdivision! Situated on a spacious 0.56-acre lot overlooking the 10th hole of Rock Creek Golf Course, this beautiful 5-bedroom, 2.5-bathroom home offers the perfect blend of comfort, space, and scenic views--all with no HOA. From the inviting wrap-around front porch to the mature landscaping, this home makes a lasting first impression. Inside, you'll find LVP flooring throughout the main living areas and all bedrooms, creating a cohesive, low-maintenance living space. The thoughtfully designed floor plan features a formal dining room, perfect for hosting dinners and holiday gatherings. The spacious kitchen is both functional and stylish, featuring granite countertops, a center island, a dedicated coffee bar, pantry, breakfast nook, and abundant cabinet and counter space for everyday living and entertaining. The adjoining living room offers a warm and inviting atmosphere with an updated fireplace surround, creating the perfect gathering space. Step outside to your private backyard retreat, complete with a spacious deck, cozy fire pit, and breathtaking golf course views. Whether you're enjoying your morning coffee, grilling with friends, or unwinding after a long day, this outdoor space is sure to impress. A side-entry two-car garage enhances both convenience and curb appeal. Conveniently located just minutes from shopping, restaurants, and the area's military bases, this exceptional home combines a picturesque setting with everyday convenience. If you've been searching for a spacious golf course home with timeless charm, modern updates, and no HOA, 639 Par Drive is one you won't want to miss. Schedule your private showing today! *Refrigerator in photos does not convey*

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Stateside ElementaryGrades K-51.0 mi
6/10
Northwoods Park MiddleGrades 6-86.9 mi
6/10
Jacksonville HighGrades 9-126.5 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Dishwasher,Electric Range
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),Kitchen Island,Ceiling Fan(s),Blinds/Shades,Walk-In Closet(s)
  • Flooring: LVT/LVP,Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Zoned

Interior Area

  • Total structure area: 2,753
  • Total interior livable area: 2,753 sqft

Property

Details

  • Parcel number: 55a151
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Deck,Porch,Wrap Around
  • Fencing: Metal/Ornamental,Back Yard
  • Has view: Yes
  • View description: Golf Course
  • Frontage type: Golf Course
  • Living area range: 2600 - 2799

Lot

  • Lot size: 0.56 Acres
  • Features: On Golf Course
  • Lot size dimensions: Irregualr

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,On Site,Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$190$2,280
Property Taxes $253$3,036
Electricity $256$3,076
Total$3,050$36,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,571/yr
40% on housing$91,500/yr
45% on housing$81,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 28540$162
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28540$166
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$465,000
2021-10-05Sold$320,000
2021-03-24Listing removed--
2020-01-30Listing removed$1,600
2020-01-20Price change$1,600
2019-12-04Listed for rent$1,700
2019-08-17Listing removed$1,700
2019-07-08Listed for rent$1,700
2017-07-01Listing removed$1,500
2017-06-25Listed for rent$1,500
2015-06-12Sold$230,000
2015-05-07Pending sale$235,000
2015-05-02Listing removed$1,395
2015-05-02Listed for sale$235,000
2014-09-17Price change$1,395
2014-09-16Listing removed$258,770
2014-04-02Listed for sale$258,770
2013-12-04Price change$1,427
2013-07-20Listed for rent$1,600
2012-06-10Listing removed$259,000
2012-06-09Listing removed$1,600
2012-06-06Listed for rent$1,600
2012-05-01Listing removed$1,600
2012-05-01Listed for sale$259,000
2012-04-21Listed for rent$1,600
2012-01-01Listing removed$1,600
2008-03-19Sold$258,000

For Sale by Agent

AgentJenifer Kiefer
Brokerage360 REALTY

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