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104 Kayla Court, Jacksonville, NC, 28540

3beds
2baths
1,543sqft
$195,000
$126price/sqft
$1,371/moest. monthly cost
$54,840/yrincome needed

About This Home

Welcome to 104 Kayla Ct! This charming 3-bedroom, 2-bath home offers the best of both worlds with no HOA, plenty of outdoor space, and two storage sheds perfect for hobbies, tools, or extra storage. Whether you're a first-time homebuyer, downsizing, or simply looking for a little more room to breathe, this property is ready to welcome you home. Enjoy the quiet country feel while still being just a short drive from shopping, dining, and everything Jacksonville has to offer! Seller is offering 4,000.00 towards closing costs.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Stateside ElementaryGrades K-52.0 mi
6/10
Northwoods Park MiddleGrades 6-86.2 mi
6/10
Jacksonville HighGrades 9-126.0 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Brick/Mortar,Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Dishwasher

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Closet(s),Kitchen Island,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,543
  • Total interior livable area: 1,543 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 56a33
  • Zoning: R-8M
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Fencing: Chain Link,Wood
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 0.38 Acres
  • Lot size dimensions: 101 x 166 x 101 x 167

Parking

  • Parking features: Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$79$948
Property Taxes $106$1,272
Electricity $200$2,405
Total$1,371$16,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,005/yr
40% on housing$41,130/yr
45% on housing$36,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 28540$163
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28540$166
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$195,000
2026-07-07Listing removed$200,000
2026-07-04Listed for sale$200,000
2026-05-30Contingent$200,000
2026-05-22Listed for sale$200,000
2010-09-27Listing removed$116,900
2010-04-08Listed for sale$116,900
2010-03-25Sold$114,500
2007-03-14Sold$102,000

For Sale by Agent

AgentHeather Rossiter
BrokerageeXp Realty

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