See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

19218 SEA MIST LANE, Lutz, FL, 33558

3beds
2baths
2,331sqft
$548,000
$235price/sqft
$4,385/moest. monthly cost
$175,400/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bedroom, 2-bath home with a separate den/office located in the highly desirable Sea Cove Village of Heritage Harbor, where lawn maintenance is included for easy Florida living. Perfectly positioned on a premium golf course and pond-front homesite, this home offers breathtaking views from the screened lanai and a peaceful setting to enjoy year-round. A charming covered front porch welcomes you inside to a thoughtfully designed split-bedroom floor plan featuring rich hardwood flooring throughout the kitchen, dinette, family room, den, and primary suite. The spacious family room is highlighted by a cozy wood-burning fireplace, creating the perfect gathering space for family and friends. The separate home office/den is ideal for remote work and includes custom built-in cabinetry and desk space. The kitchen overlooks the family room and dinette, allowing everyone to enjoy the spectacular pond and golf course views. Retreat to the private primary suite featuring a custom-designed walk-in closet and a beautifully renovated en-suite bathroom. Additional upgrades include plantation shutters throughout and hurricane shutters for added peace of mind. Step outside to the screened rear patio and relax while overlooking the scenic golf course fairway and tranquil pond views. This outdoor living space provides the perfect backdrop for morning coffee, evening sunsets, and entertaining guests. Residents of Heritage Harbor enjoy access to outstanding resort-style amenities: Championship golf course, Resort-style swimming pool with waterslide, Clubhouse, Fitness center, Tennis courts, Basketball courts, Sand volleyball court, Playground, Sports fields, Walking and biking paths, Community activities and events. Located within the highly sought-after A-rated school district of McKitrick Elementary, Martinez Middle School, and Steinbrenner High School, this exceptional home combines comfort, convenience, and an unbeatable lifestyle. Don't miss this rare opportunity to own a golf course and pond-front home in one of Lutz's most desirable communities.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
10/10
Martinez Middle SchoolGrades 6-81.3 mi
7/10
Steinbrenner High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder name: US Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Family Room

  • Features: No Closet
  • Level: First
  • Area: 330
  • Dimensions: 15x22

Features

  • Built-in Features,Ceiling Fan(s),Chair Rail,Crown Molding,Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Stone Counters,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Window Treatments,Hurricane Shutters,Hurricane Shutters/Windows
  • Flooring: Carpet,Engineered Hardwood,Tile
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,003
  • Total interior livable area: 2,331 sqft

Kitchen

  • Features: Built-in Closet
  • Level: First
  • Area: 210
  • Dimensions: 14x15

Living Room

  • Features: No Closet
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Property

Details

  • Parcel number: U0427180H800000800009.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Porch,Rear Porch,Screened
  • Exterior features: Irrigation System,Private Yard,Rain Gutters,Sidewalk
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Golf Course,Water,Pond
  • Has water view: Yes
  • Water view: Water,Pond
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 7,020 sqft
  • Features: Cleared,Conservation Area,In County,Landscaped,Level,Near Golf Course,On Golf Course,Sidewalk
  • Lot size dimensions: 52 x 135

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,770$33,240
Home Insurance *$318$3,816
Property Taxes $1,063$12,756
Electricity $234$2,815
Total$4,385$52,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,342/yr
40% on housing$131,550/yr
45% on housing$116,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 33558$229
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33558$249
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$548,000
2026-06-12Listed for sale$565,000
2001-04-04Sold$184,000

For Sale by Agent

AgentKaren Joyal
BrokerageADVANTAGE REALTY SERVICES, INC

Similar Homes