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19519 MORDEN BLUSH DRIVE, Lutz, FL, 33558

4beds
2baths
1,856sqft
$530,000
$286price/sqft
$3,966/moest. monthly cost
$158,640/yrincome needed

About This Home

REMODELED and BETTER THAN EVER! A private waterfront pool home in the heart of Lutz, this Villa Rosa residence delivers the location, floor plan, and outdoor lifestyle buyers consistently search for. Set on a pond-front homesite with mature palms and no rear neighbors, this four-bedroom, two-bath home offers an open layout, high ceilings, and major updates already completed. Three large queen palms frame the water view, creating a resort-style setting that offers privacy, tranquility, and year-round enjoyment. With a newer roof, updated systems, and no carpet throughout, this home is move-in ready and designed for everyday comfort and entertaining. Built in 2000 and offering approximately 1,856 square feet, the split-bedroom floor plan provides both flow and privacy. The entry welcomes you with decorative molding and architectural detail, opening into a spacious great room filled with natural light from skylights and French doors that lead directly to the covered lanai and pool. This seamless indoor-outdoor connection creates a home that lives larger and functions effortlessly for gatherings or quiet evenings at home. The kitchen is positioned at the center of the home and features granite countertops, stainless steel appliances, ample NEW cabinetry, a pantry closet, and a breakfast bar that connects to the living and dining spaces. An interior laundry room with storage shelving sits just off the kitchen and offers direct access to the garage for added convenience. The primary suite is privately located at the rear of the home with sliding glass doors overlooking the pool and pond. The en-suite bath includes dual vanities, a garden soaking tub with window, a separate tiled shower, linen storage, and a private water closet. Three additional bedrooms are well-sized and thoughtfully placed near a full guest bath with tub and shower combination. Outdoor living is a standout feature. The screened pool enclosure includes a covered lanai, pavered deck and pavered walkways along the sides and rear of the home. Major improvements include a NEW FLOORING - NEW PAINT - NEW CABINETS - 2nd BATH REMODELED - NEW CABINETS & Granite COUNTERTOPS in Primary Bath - New Ceiling Fans & Fixtures. New roof in 2021, HVAC replacement in 2019, and a commercial-grade AO Smith ProLine electric water heater with expansion tank. Additional features include a two-car garage with keypad entry, Rain Bird irrigation system, water softener, ADT security system, and a neutral interior color palette. The home is located in Villa Rosa, a well-established community known for mature landscaping, low HOA fees, no CDD, and convenient access to shopping, dining, schools, and major commuter routes. This home offers a rare combination of waterfront views, functional design, meaningful updates, and outdoor living in one of Lutz’s most desirable neighborhoods.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
10/10
Martinez Middle SchoolGrades 6-81.0 mi
7/10
Steinbrenner High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator,Water Softener
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedroom4

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Chair Rail,Eating Space In Kitchen,High Ceilings,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: French Doors,Sliding Doors
  • Window features: Skylight(s)
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,476
  • Total interior livable area: 1,856 sqft

Kitchen

  • Features: Built-in Closet
  • Level: First

Laundry

  • Features: Built-in Closet
  • Level: First

Living Room

  • Features: Built-in Closet
  • Level: First

Primary Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Tub with Separate Shower Stall,Walk-In Closet(s)
  • Level: First
  • Area: 150
  • Dimensions: 15x10

Property

Details

  • Parcel number: U0527180HO00000400004.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Deck,Gunite,In Ground,Screen Enclosure
  • Patio & porch: Covered,Enclosed,Patio,Rear Porch,Screened
  • Exterior features: Lighting,Private Mailbox,Sidewalk
  • Spa features: In Ground
  • Has view: Yes
  • View description: Water,Pond
  • Has water view: Yes
  • Water view: Water,Pond
  • On waterfront: Yes
  • Waterfront features: Pond
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 4,950 sqft
  • Features: Cleared,In County,Landscaped,Level,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Tornado
Heat Wave
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$307$3,684
Property Taxes $783$9,396
Electricity $197$2,366
Total$3,966$47,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,977/yr
40% on housing$118,980/yr
45% on housing$105,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 33558$228
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33558$249
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$530,000
2026-06-30Price change$550,000
2026-06-10Listed for sale$565,000
2026-05-06Listing removed$499,900
2026-04-20Price change$499,900
2026-04-18Price change$500,000
2026-03-26Price change$499,900
2026-03-06Price change$508,000
2026-01-08Listed for sale$518,000
2024-12-18Listing removed$438,900
2023-12-18Listing removed--
2021-12-15Sold$448,900
2021-11-05Pending sale$438,900
2021-11-01Listed for sale$438,900
2021-09-30Sold$429,938
2004-06-21Sold$189,800
2000-11-09Sold$137,900

For Sale by Agent

AgentTrish McCullough-Johnson
BrokerageCOLDWELL BANKER REALTY

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