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1828 Swinton Dr, Folsom, CA, 95630

5beds
4baths
3,560sqft
$1,250,000
$351price/sqft
$8,803/moest. monthly cost
$352,120/yrincome needed

About This Home

Welcome home to newly remodeled 1828 Swinton Dr, a spacious and beautiful residence located in the highly sought-after Empire Ranch community of Folsom. Offering approximately 3,560 square feet of living space, this exceptional home features 5 bedrooms, 4 full bathrooms, and a versatile floor plan designed for both comfortable everyday living and entertaining. The thoughtfully designed layout includes generous living and dining areas, a large family room with fireplace, and a remodeled kitchen with new cabinets, quartz counters and stainless-steel appliances that serves as the heart of the home. With a full bedroom and bathroom on the main level, this floor plan provides flexibility for guests, multigenerational living, or a home office. Upstairs, the expansive primary suite offers a private retreat with ample space and a spa-inspired bath. Additional bedrooms are generously sized and provide room for family, work, or hobbies. Upgrades included new flooring, new interior and exterior paint, newer HVAC (2025) and water heated (2025), an expansive 3 car garage, prewired for an alarm system and washer/dryer convey with the sale. Situated on a beautifully landscaped lot in Empire Ranch, residents enjoy close proximity to award-winning schools (including Vista del Lago High School), neighborhood parks, miles of walking and biking trails, Empire Ranch Golf Club, shopping, dining, and convenient commuter access. A rare opportunity to own a spacious home in one of Folsom's most desirable neighborhoods. Experience the perfect blend of space, comfort, and location at 1828 Swinton Dr.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

10/10
9/10
Folsom Middle SchoolGrades 6-82.0 mi
10/10

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Water Heater,Range Hood,Dishwasher,Disposal,Microwave,Dryer,Washer
  • Laundry features: Laundry Room,Cabinets,Upper Level,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Formal Room,Dining/Family Combo,Dining/Living Combo,Formal Area

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,560 sqft

Kitchen

  • Features: Breakfast Area,Pantry Closet,Kitchen Island,Stone Counters,Island w/Sink,Kitchen/Family Combo

Master Bathroom

  • Features: Closet,Shower Stall(s),Double Vanity,Soaking Tub,Walk-In Closet(s)

Master Bedroom

  • Features: Sitting Area

Property

Details

  • Parcel number: 07114500300000
  • Zoning: R-1-M
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard,Metal,Wood
  • Topography of land: Level,Level

Lot

  • Lot size: 7,618 sqft
  • Features: Auto Sprinkler F&R,Shape Regular,Greenbelt,Landscape Back,Landscape Front

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front,Garage Faces Side,Driveway,Level Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Inland Flooding
Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$272$3,264
Property Taxes $1,448$17,376
Electricity $763$9,160
Total$8,803$105,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,817/yr
40% on housing$264,090/yr
45% on housing$234,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 95630$326
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95630$370
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$1,250,000
2026-07-03Listed for sale$1,300,000
2001-05-01Sold$424,500

For Sale by Agent

AgentCassandra Niklewski
BrokerageeXp Realty of Northern California, Inc.

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