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2228 Cermak Way, Elk Grove, CA, 95758

4beds
3baths
2,093sqft
$590,000
$282price/sqft
$4,163/moest. monthly cost
$166,520/yrincome needed

About This Home

Welcome to Laguna West, one of Sacramento's most sought-after master-planned communities, beautifully designed around a stunning 73-acre lake. This two-story home offers 4 bedrooms, 2.5 bathrooms, and over 2,000 square feet of living space on a desirable corner lot, presenting an incredible opportunity for buyers looking to add their personal touch. The expansive primary suite provides a true retreat with its vaulted ceilings, while the conveniently located upstairs laundry room adds everyday practicality. With a little vision, this light fixer has the potential to truly shine in one of the area's most picturesque neighborhoods. Residents enjoy unparalleled access to scenic parks, top-rated schools, and a vibrant mix of retail and dining options, all just minutes from Downtown Sacramento and with effortless freeway access. Don't miss this rare chance to own in Laguna West at an exceptional value.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
4/10
7/10
Laguna Creek High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker
  • Laundry features: Gas Dryer Hookup,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,093 sqft

Kitchen

  • Features: Kitchen Island

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Tub,Walk-In Closet(s)

Property

Details

  • Parcel number: 11918901140000
  • Zoning: RES
  • Special condition: Standard

Features

  • Fencing: Back Yard,Wood,Fenced

Lot

  • Lot size: 5,662 sqft
  • Features: Auto Sprinkler F&R,Corner Lot,Curb(s)/Gutter(s),Street Lights

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$145$1,740
Property Taxes $587$7,044
Electricity $448$5,385
Total$4,163$49,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,731/yr
40% on housing$124,890/yr
45% on housing$111,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 95758$291
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95758$317
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$575,000
2026-07-17Price change$590,000
2026-06-15Listed for sale$599,900
2010-06-10Sold$215,500
2010-03-14Price change$219,900
2009-12-17Price change$239,900
2009-10-25Price change$249,900
2009-09-04Listed for sale--
2009-02-20Sold$387,911
2005-07-18Sold$465,000
2002-10-24Sold$287,000

For Sale by Agent

AgentMark Daya
BrokerageSac Platinum Realty

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