




2610 Richard Ave, Cayucos, CA, 93430
About This Home
Sweeping ocean views stretch from the Rock to the Pier and here at 2610 Richard, you don't have to step outside to enjoy them. Nearly every window frames the Pacific, and every outdoor patio and living space does the same. This stylish Cayucos contemporary is designed to let the coast in at every turn.The main level lives beautifully as a single-story home: the primary bedroom, kitchen, living room, and a wind-sheltered, south-facing view deck all share the same floor, making daily life as effortless as the setting.Downstairs, the floorplan opens up in the best possible way. A generous second living area ideal as a game room, media room, or casual gathering space anchors the lower level alongside additional bedrooms and a wet bar. Covered outdoor patio space wraps the exterior, perfectly suited to Cayucos' mild coastal climate, and a private hot tub area with its own ocean view is ready and waiting after a long beach day.With 4 bedrooms, 3.5 bathrooms, two living areas, and en-suite privacy where it counts, this home was made for the kind of weekends worth remembering.Bring the whole crew family and friends everyone gets their own space, their own retreat, and still comes together around a view that stops conversations cold.Multigenerational getaways, friend group trips, big family gatherings the layout handles all of it with ease and grace.All of this, just a few blocks from six miles of pristine Central Coast sand. Stroll to the beach, explore the charming town of Cayucos, and come home to sunsets that never get old. This is coastal living at its finest.
Getting Around
Schools
Construction
Condition
- Year built: 1999
Materials
- Foundation: Concrete
- Roof: Other
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: F/S Range/Oven,Gas Appliances,Disposal,Dishwasher,Microwave,Trash Compactor
- Laundry features: Inside,Utility Room
Basement
- Area: 0
Bathroom
- Features: Tub/Shower, Shower
Bedroom1
- Area: 0
Bedroom2
- Area: 0
Bedroom3
- Area: 0
Bedroom4
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
Dining Room
- Features: Formal
- Area: 0
Family Room
- Area: 0
Features
- Isolated Bedroom,Isolated Bathroom,Built-in Features,Great Room,Office,Family Room,Game Room
- Window features: Double Pane Windows
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Central
Interior Area
- Total structure area: 2,264
- Total interior livable area: 2,264 sqft
Kitchen
- Features: Eat-in Kitchen, Pantry
- Area: 0
Living Room
- Area: 0
Master Bedroom
- Area: 0
Property
Details
- Parcel number: 064203068
- Zoning: RSF
Features
- Levels: Two,Multi/Split
- Stories: 2
Lot
- Lot size: 7,714 sqft
- Features: Urban,Other
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Coastal Flooding
- Earthquake
- Tsunami
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,107 | $121,284 |
| Home Insurance * | $274 | $3,288 |
| Property Taxes | $1,730 | $20,760 |
| Electricity | $485 | $5,825 |
| Total | $12,596 | $151,152 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Listed for sale | $1,998,800 |
| 2023-09-20 | Sold | $2,000,000 |
| 2023-08-28 | Pending sale | $2,200,000 |
| 2023-07-29 | Contingent | $2,200,000 |
| 2022-08-27 | Price change | $2,200,000 |
| 2022-04-14 | Price change | $2,550,000 |
| 2022-03-01 | Listed for sale | $3,000,000 |
| 2007-07-16 | Sold | $1,400,000 |
