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122 Orchard Ln, Billings, MT, 59101

1beds
1baths
884sqft
$275,000
$311price/sqft
$1,851/moest. monthly cost
$74,040/yrincome needed

About This Home

Every inch of this home has been thoughtfully refreshed, creating a space that feels warm, inviting, and surprisingly spacious. This adorable single-level home offers 884± sq. ft. with 1 oversized bedroom, 1 bathroom, a generous living room, large pantry, and dedicated laundry area. The beautifully updated kitchen features quartz countertops, a butcher block island, tile backsplash, new lower cabinetry, new refrigerator, dishwasher, microwave, and updated lighting. Fresh interior paint, new flooring, new trim, stylish fixtures, an updated vanity, newer windows, fresh exterior paint, cleaned gutters, and a durable metal roof complete the transformation. Situated on nearly ¼ acre, you'll find mature trees, a large 30X36 detached shop, storage shed, carport, and a private well for irrigation (not currently in use). Seller is a licensed real estate agent in the State of Montana.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
Newman Elementary SchoolGrades PK-50.8 mi
4/10
Riverside Middle SchoolGrades 6-80.7 mi
5/10
Billings West High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1948

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Disposal,Microwave,Oven,Range,Smooth Cooktop,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Pantry
  • Finished area above ground: 884

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 884 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: A07435
  • Zoning description: N2 - Mid-Century Neighborhood Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Fence,Storage
  • Fencing: Fenced

Lot

  • Lot size: 10,497 sqft
  • Features: Interior Lot,Landscaped,Level,Trees

Parking

  • Total spaces: 3
  • Parking features: Carport,Detached,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Hail
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance $188$2,256
Property Taxes $122$1,464
Electricity $151$1,812
Total$1,851$22,212

Income You'd Need if You Spent...

35% on housing$63,462/yr
40% on housing$55,530/yr
45% on housing$49,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 59101$152
Yellowstone County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 59101$194
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$269,900
2026-07-24Listed for sale$275,000
2026-04-01Listing removed$240,000
2026-03-31Listed for sale$240,000
2026-01-28Contingent$240,000
2026-01-27Listed for sale$240,000
2021-04-09Listing removed--
2021-02-13Contingent$169,900
2021-02-11Listed for sale$169,900

For Sale by Agent

AgentAlicia Donovan
BrokerageLive Laugh Montana Real Estate

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