See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

94-202 Loku Pl #114, Waipahu, HI, 96797

4beds
3baths
1,430sqft
$1,088,888
$761price/sqft
$6,184/moest. monthly cost
$247,360/yrincome needed

About This Home

Positioned on a cul-de-sac within the Tropics at Waikele, this extensively upgraded 4-bedroom, 2.5-bath detached residence offers a refined blend of modern design, energy efficiency, and everyday functionality. Since 2023, the sellers have invested more than $80,000 in improvements, including a renovated kitchen with updated cabinetry, finishes, and smart appliances; renovated bathrooms; a custom media wall; and expansive concrete hardscaping for a streamlined, low-maintenance exterior. Smart features have been thoughtfully incorporated throughout the home, creating a connected and convenient living experience. Energy-conscious enhancements include an additional Tesla Powerwall, owned photovoltaic panels, battery storage, and a 240V electric-vehicle charger. Additional features include a newer roof, multiple air-conditioning systems, a heat-pump water heater, attic solar fan, Google Nest smoke and carbon-monoxide detectors, and a fully fenced yard. Conveniently located near shopping, dining, Waikele Premium Outlets, and H-1 access.

Getting Around

41
WalkingCar-Dependent
31
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

8/10
Waikele Elementary SchoolGrades PK-60.3 mi
7/10
7/10
Waipahu High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Excellent,Good Condition
  • Year built: 1998

Materials

  • Construction materials: Double Wall

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Ceramic Tile,Other,Vinyl

Interior Area

  • Total structure area: 1,430
  • Total interior livable area: 1,430 sqft

Property

Details

  • Parcel number: 1940070880008
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Landscaping
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Sunset,Sunrise
  • Topography of land: Level

Lot

  • Features: Cleared,Cul-De-Sac,Level

Parking

  • Total spaces: 2
  • Parking features: Garage,On Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,506$66,072
Home Insurance *$194$2,328
Property Taxes $24$288
Electricity $460$5,525
Total$6,184$74,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,022/yr
40% on housing$185,520/yr
45% on housing$164,906/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$761This listing

vs Other Active Listings

Avg $/sqft

ZIP 96797$511
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96797$693
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$1,088,888
2019-08-27Sold$729,800
2015-02-20Sold$642,500
1998-06-26Sold$297,000

For Sale by Agent

AgentSofi Virabyan
BrokerageList Sotheby's Int'l Realty

Similar Homes