3104 Cove Loop Rd, Hendersonville, NC, 28739
About This Home
Location, Location, Location — Golf Course Living at Its Finest Welcome to 3104 Cove Loop Road, nestled within the highly sought-after gated community of Cummings Cove Golf & Country Club,where resort-style living meets the beauty of the Blue Ridge Mountains. This home is perfectly positioned and offers exceptional multi-fairway views from multiple vantage points, including long-range sights of the 6th fairway and green, the 7th tee box, and the 9th fairway—an ideal setting for those who appreciate both the game and the scenery. Designed for comfort and entertaining, this two-bedroom, three-bathroom home features numerous recent upgrades, including new kitchen and bathroom countertops, upgraded showers new appliances, and a tankless gas water heater. Three brand-new Andersen sliding glass doors line the rear of the home, flooding the space with natural light and creating seamless indoor-outdoor living. The main level offers easy single-level living with a spacious family room and an oversized sunroom overlooking the course. Step outside to a large wraparound deck, ideal for entertaining or simply relaxing while taking in the peaceful golf course setting. The home is thoughtfully designed for hosting, with two fully plumbed wet bars—one on the upper level and another in the lower-level entertainment space. The lower level also features a generous recreation room with direct access to an outdoor terrace, along with a full bathroom and a flexible space with a Murphy bed—perfect for guests, a media room, or a private retreat. Additional highlights include a two-car garage. As a resident of Cummings Cove, you’ll enjoy a true lifestyle,not just a home,with access to golf and a wide array of amenities including pickleball, tennis, bocce, a heated pool, clubhouse, dog park, community garden, and a vibrant social calendar. Whether you're an avid golfer or simply seeking a peaceful, amenity-rich community, this home offers a rare opportunity to experience one of Western North Carolina’s premier golf course lifestyles.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Roof: Composition
- Construction materials: Stone,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Gas Water Heater,Microwave,Oven,Refrigerator,Tankless Water Heater,Washer/Dryer
- Laundry features: Main Level
Bar Entertainment
- Level: Basement
Basement
- Has basement: Yes
- Basement: Daylight,Full,Interior Entry,Walk-Out Access
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bathroom Full
- Level: Basement
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Features
- Door features: Sliding Doors,Storm Door(s)
- Window features: Insulated Windows
- Flooring: Tile,Wood
- Fireplace features: Family Room,Gas
- Finished area below ground: 600
- Finished area above ground: 1,860
Heating & Cooling
- Heating features: ENERGY STAR Qualified Equipment,Forced Air,Natural Gas,Zoned
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,860
- Total interior livable area: 2,460 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Sunroom
- Level: Main
Property
Details
- Parcel number: 9931460
- Zoning: R2R
- Special condition: Standard
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Balcony,Rear Porch
- Has view: Yes
- View description: Golf Course
Lot
- Lot size: 0.38 Acres
- Features: On Golf Course,Views
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Faces Front,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
- Drought
- Hail
- Inland Flooding
- Landslide
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Henderson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,008 | $36,096 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $263 | $3,156 |
| Electricity | $229 | $2,749 |
| Total | $3,662 | $43,944 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $635,000 |
| 2026-04-17 | Listed for sale | $665,000 |
| 2023-08-13 | Listing removed | -- |
| 2023-05-21 | Listed for sale | $699,000 |
| 2018-05-04 | Sold | $300,000 |
| 2018-03-01 | Pending sale | $300,000 |
| 2018-02-06 | Price change | $300,000 |
| 2017-10-30 | Price change | $315,000 |
| 2017-07-22 | Listed for sale | $325,000 |
| 2012-07-27 | Sold | $214,000 |
| 2012-04-16 | Listed for sale | $222,900 |
| 2012-03-09 | Listing removed | $275,000 |
| 2012-02-16 | Price change | $275,000 |
| 2011-10-21 | Listed for sale | $290,000 |
| 2011-08-03 | Listing removed | $369,900 |
| 2010-12-04 | Price change | $369,900 |
| 2010-10-02 | Listed for sale | $449,000 |
| 2010-07-24 | Listing removed | $449,000 |
| 2010-05-29 | Price change | $449,000 |
| 2009-08-01 | Price change | $449,900 |
| 2009-06-08 | Listed for sale | $465,000 |
For Sale by Agent
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