104 Finley St, Hendersonville, NC, 28739
About This Home
This 4-bedroom, 3.5-bath home offers more than 3,700 square feet of heated living space with ample room for everyday living, along with additional flexible spaces for entertaining, hobbies, or multi-generational needs. The main level features a large kitchen with island, natural gas stove, two ovens, an informal dining space, and a separate dining room. Both the living room and family room include gas fireplaces, adding warmth, comfort & ambience. The large primary suite includes an en suite bath and spacious walk-in closet. The basement offers interior and exterior access, a kitchenette, full bath, wood-stove, large workshop, abundant storage, and excellent potential for a secondary living area with making the addition of a cooktop. An enclosed sunroom provides a relaxing additional place to relax, while porches and patios on multiple sides of the home also create inviting spaces to unwind and enjoy the beautifully landscaped corner lot, where deer and turkeys are occasional visitors. Paid-off solar panels help provide long-term energy savings and efficiency. Conveniently located less than 10 minutes from downtown Hendersonville, shopping, dining, and schools.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1979
Materials
- Construction materials: Brick Partial,Fiber Cement
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave,Oven,Refrigerator,Washer/Dryer
- Laundry features: Laundry Room,Main Level,Sink
Basement
- Has basement: Yes
- Basement: Basement Garage Door,Storage Space,Walk-Out Access,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Family Room
- Level: Main
Features
- Kitchen Island
- Flooring: Carpet,Laminate,Slate,Tile,Wood
- Fireplace features: Family Room,Gas,Living Room
- Attic: Permanent Stairs
- Finished area below ground: 873
- Finished area above ground: 2,847
Great Room
- Level: Basement
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,847
- Total interior livable area: 3,720 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Upper
Workshop
- Level: Basement
Property
Details
- Parcel number: 100088
- Zoning: R2
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Enclosed,Front Porch,Side Porch
Lot
- Lot size: 0.52 Acres
- Features: Corner Lot,Level
Parking
- Total spaces: 2
- Parking features: Circular Driveway,Driveway,Attached Garage,Parking Space(s),Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Henderson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,233 | $38,796 |
| Home Insurance * | $174 | $2,088 |
| Property Taxes | $269 | $3,228 |
| Electricity | $346 | $4,157 |
| Total | $4,022 | $48,264 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-08 | Price change | $639,500 |
| 2026-05-14 | Listed for sale | $700,000 |
| 2026-04-29 | Listing removed | $799,000 |
| 2026-04-08 | Price change | $799,000 |
| 2026-02-03 | Listed for sale | $825,000 |
| 1980-07-07 | Sold | $70,000 |
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