See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

206 Black Oak Ln, Hendersonville, NC, 28791

4beds
3baths
2,642sqft
$510,000
$193price/sqft
$3,221/moest. monthly cost
$128,840/yrincome needed

About This Home

A light-filled, spacious townhome situated within a gated community, this residence offers relaxed living for today's lifestyles. The great room and dining area feature soaring cathedral ceilings, a fireplace with gas logs, and expansive dramatic windows, creating an inviting atmosphere. Enjoy seamless indoor-outdoor living with direct access to a deck equipped with a gas line for grilling. The primary suite impresses with dual walk-in closets and a lovely bath that includes a step-in shower and soaking tub. Additional highlights include a dedicated den or office, a kitchen with a pantry and breakfast nook, as well as a second en suite bedroom conveniently located on the main level. The lower level provides a game or family room, a third ensuite bedroom, an additional bedroom, and access to the screened porch. Features include a two-car attached garage. There are a wealth of community amenities, including 24-hour security, a clubhouse, indoor pool, tennis and pickleball courts, a calendar of social activities, and a prime location just minutes from Historic Main Street, renowned dining, and recreational opportunities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
4/10
Hendersonville MiddleGrades 6-82.3 mi
8/10
Hendersonville HighGrades 9-122.8 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: In Garage,Sink

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Interior Entry,Partial

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Breakfast

  • Level: Main

Den

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Soaking Tub,Pantry,Walk-In Closet(s)
  • Door features: Insulated Door(s),Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Gas Log,Great Room
  • Finished area below ground: 882
  • Finished area above ground: 1,760

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 2,642 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Main

Property

Details

  • Parcel number: 9955087
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch,Screened

Lot

  • Lot size: 0.11 Acres
  • Features: Cul-De-Sac,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Hail
Strong Wind
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$172$2,064
Property Taxes $225$2,700
Electricity $246$2,952
Total$3,221$38,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,434/yr
40% on housing$96,630/yr
45% on housing$85,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 28791$223
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28791$233
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$525,000
2026-03-26Listed for sale$559,000
1998-12-29Sold$195,500

For Sale by Agent

AgentSuzanne Beckmann
BrokerageHoward Hanna Beverly-Hanks

Similar Homes