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305 Ficker Cir, Hendersonville, NC, 28739

6beds
5baths
4,183sqft
$775,000
$185price/sqft
$4,844/moest. monthly cost
$193,760/yrincome needed

About This Home

Back on market after winter break, with $60,000 PRICE REDUCTION – now under tax value – and a possible seller-paid credit at closing of up to $15K for buyers to use toward their due diligence inspection costs (conditions apply). Original farmhouse (c.1905) on 3.23 acres close to Hendersonville Country Club offers a variety of living and investment possibilities. This expansive home with unfinished “caretaker’s cottage” accommodates multi-generational/extended family living and gathering uses, rental income, and acreage development potential. Interiors primarily restored by the current owners with aim to preserve original features such as the floors and staircase. The main level’s long central foyer, featuring the original (restored) wood stove, is flanked by 3 bedrooms/sitting rooms, a spacious living room, and an expansive eat-in kitchen with double appliances, walk-in pantry, cabinets aplenty and a large “butcher-block”-style island. The main level also offers a bonus/flex room, 1.5 baths, laundry, and an unheated storage room (future greenhouse?). Venture up the staircase to the second level and you’ll find another central foyer serving 3 bedrooms, a full bath with standalone spa, a half bath and another laundry. A third (attic) level is unfinished, but with a full bath already installed. Home’s exterior (original clapboard) painted in 2025; new roof installed in 2019. Original windowpanes replaced. Heating/AC provided by mini-splits, wall units, wood stove and 10 fireplaces. Two cellars, separate workshed. Home is served by city water, natural gas, high-speed internet. It’s all on level/gently sloped acreage in a charming, evolving neighborhood, making NOW the best time to buy.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
Atkinson ElementaryGrades PK-51.1 mi
6/10
Flat Rock MiddleGrades 6-83.7 mi
5/10
East Henderson HighGrades 9-123.4 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Stone
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Hood,Freezer,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Main Level,Upper Level

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Exterior Entry,Partial,Unfinished

Bathroom Full

  • Level: Main

Bathroom Full

  • Features: Walk-In Closet(s)
  • Level: Upper

Bathroom Full

  • Features: Attic Other,Attic Stairs Fixed
  • Level: Third

Bathroom Half

  • Level: Main

Bathroom Half

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bedrooms: 3

Features

  • Kitchen Island,Storage,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Tile,Wood
  • Fireplace features: Bonus Room,Kitchen,Living Room,Wood Burning Stove
  • Attic: Permanent Stairs,Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 4,183

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Ductless,Electric,Wood Stove,Other
  • Cooling features: Ceiling Fan(s),Ductless,Electric,Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 4,183
  • Total interior livable area: 4,183 sqft

Kitchen

  • Features: Kitchen Island,Walk-In Pantry
  • Level: Main

Laundry

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 9568025192
  • Zoning: R-20
  • Special condition: Standard
  • Exclusions: Mud room refrigerator,main-level washer & dryer

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Deck,Front Porch,Wrap Around
  • Fencing: Full
  • Waterfront features: None

Lot

  • Lot size: 3.23 Acres
  • Features: Level,Private,Wooded

Parking

  • Total spaces: 6
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$211$2,532
Property Taxes $326$3,912
Electricity $389$4,675
Total$4,844$58,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,080/yr
40% on housing$145,320/yr
45% on housing$129,173/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 28739$257
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28739$242
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$790,000
2026-01-27Listing removed$850,000
2025-07-03Price change$850,000
2025-04-03Listed for sale$865,000
2024-12-05Listing removed$875,000
2024-05-24Listed for sale$875,000
2016-09-02Sold$115,000

For Sale by Agent

AgentMary Green
BrokerageCentury 21 Mountain Lifestyles

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