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1212 Oakland St, Hendersonville, NC, 28792

2beds
1baths
1,444sqft
$499,000
$346price/sqft
$3,299/moest. monthly cost
$131,960/yrincome needed

About This Home

Beautifully maintained and full of character, this inviting home offers timeless charm, thoughtful updates, and an exceptional outdoor setting just minutes from downtown Hendersonville. Inside, you’ll find custom quartz countertops, attractive slate flooring, and a warm, cozy family room that creates the perfect place to gather with family and friends. A screened porch extends the living space outdoors, providing a peaceful spot to enjoy your morning coffee or unwind while overlooking the gardens. The meticulously maintained landscaping creates a truly private backyard retreat, with mature plantings, including a rare Redwood that is on the Historic Register. Carefully designed outdoor spaces offer beauty, tranquility, and year-round enjoyment. Whether you’re entertaining, gardening, or simply relaxing, the setting feels like your own private oasis. The oversized one-car garage and workshop offer outstanding storage and flexibility, with significant potential for future expansion. Previous owners explored converting this space into a spacious primary suite while retaining functional garage space, offering an excellent opportunity for buyers looking to customize and add value. Ideally located near Patton Park and the Oklawaha Greenway, you’ll enjoy easy access to walking and biking trails, parks, recreation, shopping, dining, and all that downtown Hendersonville has to offer. This is a rare opportunity to own a home that combines comfort, privacy, versatility, and an outstanding location.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

8/10
Bruce Drysdale ElementaryGrades PK-50.4 mi
5/10
Hendersonville MiddleGrades 6-80.6 mi
7/10
Hendersonville HighGrades 9-120.4 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Crawl Space
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Microwave,Refrigerator
  • Laundry features: Common Area

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,444

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,444
  • Total interior livable area: 1,444 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 114579
  • Zoning: R-6 / HHH
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.39 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Earthquake
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$154$1,848
Property Taxes $422$5,064
Electricity $200$2,405
Total$3,299$39,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,108/yr
40% on housing$98,970/yr
45% on housing$87,973/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 28792$194
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28792$217
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$499,000
2024-12-16Sold$525,000
2024-10-18Listed for sale$550,000
2007-05-01Sold$133,000

For Sale by Agent

AgentRyan McCullough
BrokerageAbode Realty

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