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5 Country Gardens Dr, Fletcher, NC, 28732

2beds
2baths
1,106sqft
$225,000
$203price/sqft
$1,483/moest. monthly cost
$59,320/yrincome needed

About This Home

This beautifully renovated townhome in the desirable Country Gardens community offers move-in-ready living with high-end finishes throughout, set within a classic, timeless brick building with warm, light-toned blended brick construction. The updated kitchen features new quartz countertops, new cabinetry, and a new stainless steel appliance package including refrigerator, electric range, and microwave. New luxury vinyl plank flooring extends throughout the main living areas, with new carpet in both bedrooms. New lighting fixtures and ceiling fans have been installed throughout the entire home, and both bathrooms have been fully updated with new vanities, luxury vinyl plank flooring, lighting, and fixtures. The interior has been freshly painted throughout, with fresh exterior paint on doors, trim, and other exterior accents. The primary bedroom opens to a new private balcony, and both bedrooms feature large walk-in closets. Downstairs, a spacious laundry closet with washer/dryer hookups adds everyday convenience, along with dedicated exterior storage. Exterior upgrades include a private front entry porch refreshed with new landscaping and fresh paint, new exterior lighting fixtures, new gutters, an updated trash enclosure, and updated storage facilities. The building is currently undergoing a full conversion from private well to municipal water and sewer service, with new plumbing installed throughout the structure as part of this capital improvement project. The parking lot has also been freshly resealed and restriped, and this unit includes an assigned, numbered parking space. Located in a tree-lined, private community in Fletcher, the property is within walking distance of Black Bear Coffee Co. and Hoopers Creek Wine Market, and just minutes from grocery stores and everyday dining options. Commuters will appreciate the 12-minute drive to Asheville Regional Airport (AVL) and 13-minute drive to Downtown Hendersonville, while outdoor enthusiasts will love being just minutes from Pisgah National Forest and the Blue Ridge Parkway. The community sits approximately one mile from The Landing at Meadow View, an 80-acre planned residential development featuring apartments, patio homes, nature trails, and historic preservation a strong indicator of continued growth and investment in the surrounding area. Buyer Incentives: Potential 0% down financing available for qualified buyers No PMI financing options available Up to $10,000 in grant funds available for qualified buyers Property Features: New stainless steel appliance package (refrigerator, electric range, microwave) New quartz countertops New Cabinets New luxury vinyl plank flooring throughout New carpet in bedrooms New vanities, LVP flooring, lighting, and fixtures in both bathrooms New lighting fixtures and ceiling fans throughout New private balcony off primary bedroom New gutters Walk-in closets in both bedrooms Main-level laundry closet with washer/dryer hookups Private front entry porch with refreshed landscaping, fresh paint, and lighting fixture Timeless, light-toned blended brick exterior Dedicated exterior storage Assigned, numbered parking space Tree-lined, private community

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
Fletcher ElementaryGrades PK-52.6 mi
6/10
Apple Valley MiddleGrades 6-85.9 mi
8/10
North Henderson HighGrades 9-125.9 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Construction materials: Brick Full

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Convection Oven,Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Range,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,Ice Maker
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,106

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,106
  • Total interior livable area: 1,106 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 9663722396
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Balcony,Front Porch
  • Exterior features: Storage

Lot

  • Lot size: 0.03 Acres

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$68$816
Property Taxes $78$936
Electricity $200$2,405
Total$1,483$17,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,845/yr
40% on housing$44,490/yr
45% on housing$39,546/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 28732$235
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28732$248
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$215,000
2026-07-29Listed for sale$225,000

For Sale by Agent

AgentJeff Shugarts Jr
BrokerageAndrew Reed Properties, LLC

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