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22 McMinn Rd, Hendersonville, NC, 28792

2beds
2baths
824sqft
$359,000
$436price/sqft
$2,284/moest. monthly cost
$91,360/yrincome needed

About This Home

Charming property just minutes from Hendersonville, shopping, dining, and everyday amenities! Situated on approximately 0.5 acres, this inviting 2-bedroom, 2-bath home offers a wonderful combination of comfort, convenience, and flexibility with a functional single-level layout. Originally built in 1950, the home features approximately 1,422 square feet under roof. The original footprint was 824 square feet, and a later addition along with a heated and cooled enclosed porch expanded the living space into a thoughtfully designed floor plan. Tax records currently reflect 1,134 square feet; however, permits for portions of the expanded living area could not be located, so the additional space is not being represented as official heated square footage. Outside, you'll enjoy a peaceful setting with plenty of room to garden, relax, or entertain. A detached carport with an attached storage room provides convenient covered parking and additional space for tools, equipment, or hobbies. The property also includes a separate powered storage building that offers excellent versatility and could serve as a workshop, studio, hobby space, home office, or additional storage. Adding to the property's appeal, a second residence once occupied the site and had its own septic system while sharing the well with the main home. This creates exciting possibilities for a future guest cottage, accessory dwelling unit (ADU), studio, or RV hookup utilizing the existing septic infrastructure, subject to buyer verification and any applicable county requirements or approvals. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this Hendersonville property offers charm, flexibility, and exceptional potential in a convenient location close to everything the area has to offer.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Sugarloaf ElementaryGrades PK-52.9 mi
6/10
Apple Valley MiddleGrades 6-81.1 mi
8/10
North Henderson HighGrades 9-121.1 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Construction materials: Hardboard Siding,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven,Refrigerator,Washer/Dryer
  • Laundry features: Utility Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Storage,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Fireplace features: Living Room,Propane,Other - See Remarks
  • Finished area below ground: 0
  • Finished area above ground: 824

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 824
  • Total interior livable area: 824 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 300530
  • Zoning: R2R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Enclosed,Front Porch,Rear Porch,Side Porch
  • Exterior features: Storage,Other - See Remarks
  • Fencing: Partial,Privacy
  • Waterfront features: None

Lot

  • Lot size: 0.50 Acres
  • Features: Green Area,Level,Rolling Slope,Wooded

Parking

  • Parking features: Detached Carport,Circular Driveway,Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$111$1,332
Property Taxes $158$1,896
Electricity $200$2,405
Total$2,284$27,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,308/yr
40% on housing$68,520/yr
45% on housing$60,906/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$436This listing

vs Other Active Listings

Avg $/sqft

ZIP 28792$196
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28792$217
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$350,000
2026-07-22Price change$359,000
2026-06-04Listed for sale$369,000

For Sale by Agent

AgentJonathan Jackson
BrokerageSterling Real Estate Partners, LLC

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