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28 Cathys Cove Rd, Hendersonville, NC, 28792

3beds
2baths
1,607sqft
$385,000
$240price/sqft
$2,435/moest. monthly cost
$97,400/yrincome needed

About This Home

Idyllic 1.97-Acre Mini-Farm Retreat with Income-Producing ADU – Just Minutes to Downtown! Welcome to your own slice of country paradise! Nestled under the strength and shade of mature white oaks, this rare 1.97-acre property offers the perfect blend of rural living, hobby farming potential, and unbeatable convenience. The charming main residence features a cozy 2-bedroom, 1-bathroom layout with a versatile bonus room—perfect for a home office, creative studio, or playroom. Step outside to your expansive, partially covered deck, where you can sip your morning coffee or entertain guests year-round while taking in the serene views of your property. Just beyond, the outdoor entertaining options continue with a fantastic above-ground pool, complete with its own dedicated, covered pool deck—the ultimate spot to cool off, relax, and host summer barbecues. The front yard is fenced for your household pets, while the rear of the property boasts a fenced pasture and a small stable, ready for goats, sheep, or a pony. Green thumbs will fall in love with the thoughtfully placed garden beds and carefully tended vegetable/herb garden. And nature lovers will be captivated by the tranquil stream that babbles right along the edge of the property line. Additionally, two large sheds offer fantastic space for all your tools, landscaping/farming equipment, and extra storage needs. Looking for a smart investment? This property includes a separate 1-bedroom Accessory Dwelling Unit (ADU) currently generating income with a month-to-month tenant. It’s perfect for offsetting your mortgage, hosting extended family, or utilizing as a private guest house. Experience the best of both worlds. You’ll feel a million miles away from the hustle and bustle, yet you are just a quick 10-minute drive to the nearest grocery store and only 14 minutes to downtown dining, shopping, and entertainment. Properties with this much acreage, infrastructure, and income potential so close to town rarely hit the market. Don’t miss your chance to own this versatile and beautiful homestead! - Do not pull onto Cathys Cove Road without a scheduled showing. The property is occupied.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
Edneyville ElementaryGrades PK-50.3 mi
6/10
Apple Valley MiddleGrades 6-83.4 mi
7/10
North Henderson HighGrades 9-123.4 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Crawl Space
  • Roof: Composition,Metal
  • Construction materials: Synthetic Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator with Ice Maker,Washer,Washer/Dryer
  • Laundry features: Laundry Room,Porch

Bathroom Full

  • Level: Main

Bedroom S

  • Features: None
  • Level: Main
  • Area: 125.4525
  • Dimensions: 11' 8" X 10' 9"

Bedroom S

  • Level: Main
  • Area: 125.6625
  • Dimensions: 11' 2" X 11' 3"

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Main

Features

  • Total Primary Heated Living Area: 1080
  • Finished area below ground: 0
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,607 sqft

Kitchen

  • Features: Built-in Features
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 201775
  • Zoning: LC
  • Special condition: Standard
  • Exclusions: tv mounts,pictures and decor on walls
  • Horse amenities: Pasture

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground,Outdoor Pool
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch
  • Exterior features: Livestock Run In,Other - See Remarks
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Fenced,Back Yard,Chain Link,Front Yard,Wood

Lot

  • Lot size: 1.97 Acres
  • Features: Pasture,Sloped

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Drought
Hail
Strong Wind
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$119$1,428
Property Taxes $170$2,040
Electricity $200$2,405
Total$2,435$29,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,485/yr
40% on housing$73,050/yr
45% on housing$64,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 28792$195
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28792$217
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$425,000
2019-05-31Sold$235,000
2019-04-03Pending sale$247,000
2019-03-25Listed for sale$247,000

For Sale by Agent

AgentKayla Ovenell
BrokerageBluAxis Realty

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