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2637 Bowden Ln, Hendersonville, NC, 28792

4beds
3baths
2,058sqft
$534,900
$260price/sqft
$3,306/moest. monthly cost
$132,240/yrincome needed

About This Home

This one-owner, 2050+ SF, single level home was custom built in 2018 and offers many hard-to-find features: 9 ft ceilings, 4 bedrooms and 3 full baths, large 1.27 acre lot, large 2 car garage with 9x8 doors, city water, community sewer, fiber cement siding, partially covered rear porch with composite decking, LP gas fireplace and range. The home is extremely well insulated (6” Walls-R19; Ceilings R38, Floors R30). The home has a stunning hard to find unobstructed easterly mountain view. The home is part of the Vista at Blacksmith Run HOA which offers numerous amenities (club house, pool, fishing pond, etc.). Radon mitigation system was installed in May 2025. All kitchen appliances are new except for gas range. New underground propane tank installed. An underground propane tank was added in 2025 as well as new upper kitchen cabinets, dishwasher, refrigerator and exhaust hood. Seller is very motivated which is reflected in the price reduction. Don't miss this opportunity. Note: This home is not located in the gated portion of Blacksmith Run and is accessed from Tatham Road and Bowden Lane.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

3/10
Edneyville ElementaryGrades PK-50.4 mi
6/10
Apple Valley MiddleGrades 6-83.4 mi
7/10
North Henderson HighGrades 9-123.4 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Crawl Space
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Range,Plumbed For Ice Maker,Washer/Dryer
  • Laundry features: Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Features

  • Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Fireplace features: Gas Log,Gas Unvented,Great Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,058

Great Room

  • Features: Vaulted Ceiling(s)
  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,058
  • Total interior livable area: 2,058 sqft

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 9691603056
  • Zoning: R2R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Has view: Yes
  • View description: Mountain(s),Year Round

Lot

  • Lot size: 1.27 Acres
  • Features: Sloped

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Drought
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,704$32,448
Home Insurance *$165$1,980
Property Taxes $237$2,844
Electricity $200$2,405
Total$3,306$39,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,348/yr
40% on housing$99,180/yr
45% on housing$88,160/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 28792$194
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28792$217
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$540,000
2026-03-12Price change$569,000
2025-09-07Price change$579,000
2025-09-04Listed for sale$579,900
2025-07-23Listing removed$549,900
2025-07-07Price change$549,900
2025-05-20Price change$579,000
2025-01-20Price change$599,000
2024-11-05Listed for sale$650,000
2016-06-09Sold$49,500
2016-05-24Pending sale$49,900
2016-05-06Price change$49,900
2016-04-22Price change$359,000
2016-04-18Price change$49,900
2016-01-28Price change$359,000
2016-01-08Listed for sale$49,900
2015-08-16Listing removed$79,000
2015-05-06Price change$79,000
2013-08-10Price change$54,900
2010-10-08Price change$59,900
2010-10-02Listed for sale$89,900
2010-07-24Listing removed$89,900
2009-03-10Listed for sale$89,900
2008-12-24Listing removed$89,900
2008-08-22Listed for sale$89,900
2005-09-16Sold$65,000

For Sale by Agent

AgentCalvin Ruby
BrokerageApple Country Realty LLC

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