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260 Oak Ridge Rd, Hendersonville, NC, 28792

2beds
1baths
603sqft
$179,600
$298price/sqft
$1,241/moest. monthly cost
$49,640/yrincome needed

About This Home

This could be your cabin in the mountains! This two bedroom one bathroom home has been recently painted on the exterior with updated flooring and bathroom fixtures. High ceilings in the living area with an open floor plan. Sit on the porch swing and enjoy the mountain air. Located in the peaceful McMillan Hidden Valley just 23 minutes from I-26 and shopping. New 2 bedroom septic tank and drainfield isntalled in August of 2025. ***Do Not Follow GPS to the home. It will get you to the neighborhood. Take the third Oak Ridge Rd access after you pass the home, not the first or second one. ***

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
Edneyville ElementaryGrades PK-54.1 mi
6/10
Apple Valley MiddleGrades 6-86.9 mi
7/10
North Henderson HighGrades 9-126.9 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: None

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Open Floorplan
  • Door features: Sliding Doors
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 603

Heating & Cooling

  • Heating features: Propane,Other
  • Cooling features: None

Interior Area

  • Total structure area: 603
  • Total interior livable area: 603 sqft

Kitchen

  • Level: Main

Property

Details

  • Parcel number: 0610610948
  • Zoning: R-3
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch

Lot

  • Lot size: 0.16 Acres
  • Features: Sloped

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Drought
Hail
Strong Wind
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $908$10,896
Home Insurance *$55$660
Property Taxes $78$936
Electricity $200$2,405
Total$1,241$14,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,548/yr
40% on housing$37,230/yr
45% on housing$33,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 28792$197
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28792$217
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Price change$186,500
2026-03-11Listed for sale$194,500
2025-12-17Listing removed$198,500
2025-10-03Price change$198,500
2025-09-05Listed for sale$205,000
2024-06-27Listing removed$169,900
2024-05-29Price change$169,900
2024-04-01Listed for sale$175,000

For Sale by Agent

AgentChris Scruggs
BrokerageWe Sell WNC, LLC

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