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405 Isle Of Pines Rd, Mooresville, NC, 28117

3beds
4baths
3,119sqft
$645,000
$207price/sqft
$4,063/moest. monthly cost
$162,520/yrincome needed

About This Home

Welcome to 405 Isle Of Pines Rd, a home that exudes comfort and style. The living room is graced with a cozy fireplace, perfect for those chilly evenings. The kitchen is a chef's dream, boasting an accent backsplash and all stainless steel appliances for a sleek, modern look. The primary bedroom is a true retreat, featuring a spacious walk-in closet. The primary bathroom is designed for relaxation, complete with double sinks and a separate tub and shower for ultimate comfort. Outside, a storage shed provides additional space for your belongings, and a fenced-in backyard with a deck provides a great spot for outdoor relaxation. This home is a perfect blend of style and functionality. Included 100-Day Home Warranty with buyer activation. (Buyer Agents this property has a septic permit for only 3 Bedrooms)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Woodland Heights MiddleGrades 6-81.7 mi
7/10
Lake Norman High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Closet,Main Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Main

Dining Area

  • Level: Main

Family Room

  • Level: Upper

Features

  • Flooring: Tile,Vinyl,Wood
  • Fireplace features: Gas
  • Finished area below ground: 0
  • Finished area above ground: 3,119

Heating & Cooling

  • Heating features: Central,Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,119
  • Total interior livable area: 3,119 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 4635299964.000
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Parking Space(s),Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$188$2,256
Property Taxes $324$3,888
Electricity $290$3,486
Total$4,063$48,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,302/yr
40% on housing$121,890/yr
45% on housing$108,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 28117$278
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28117$256
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$691,000
2026-04-09Price change$700,000
2026-03-19Price change$719,000
2026-02-12Price change$725,000
2026-02-05Listed for sale$736,000
2025-12-15Sold$627,900
2025-10-20Price change$699,995
2025-10-10Listed for sale$735,000
2022-09-06Sold$563,175
2022-08-14Pending sale$599,000
2022-08-13Listed for sale$599,000
2007-11-14Sold$385,000
2003-03-20Sold$38,500
2001-07-23Sold$36,500

For Sale by Agent

AgentWhitney Hunt-Sailors
BrokerageOpendoor Brokerage LLC

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