537 Stutts Rd, Mooresville, NC, 28117
About This Home
Seller will consider concessions with an offer (depending on appraisal). CASH MACHINE, PRICE IS FIRM! & WELL BELOW COMPS!!!STR Rents around lake for similar properties are often 1700/night for main house and 400/night for walk- out daylight waterfront basement. tremendous short term rental income potential for both walkout basement & main house!!! private laundry access for both! Your guests will really love the marina with restaurant next door which makes everything extra convenient! The gigantic deck over the lake for entertaining. Absolutely ideal deep water lakefront home with 3 stories of gorgeous lake views, two story river rock gas fireplace, refinished wood floors, permitted dock, both the ALL Brand new well and ALL Brand new septic!! Brand new carpet in bedrooms and paint throughout!! Newer HVAC, Charming character with soaring tongue and groove ceilings give the perfect backdrop for the best vintage rustic lake vibes. DONT MISS OUT on your most affordable opportunity for your lake front home with tremendous lake views from every bedroom and main space! Fully furnished pictures are all virtual staging only. This property is also listed as a Land property under MLS #4415350
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Foundation: Crawl Space,Permanent
- Roof: Metal
- Construction materials: Cedar Shake,Shingle/Shake,Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Washer,Washer/Dryer,Other
- Laundry features: In Basement,Laundry Chute,Washer Hookup,Other
Basement
- Has basement: Yes
- Basement: Apartment,Daylight,Finished,Interior Entry,Walk-Out Access
Bathroom Full
- Features: Walk-In Closet(s),Whirlpool
- Level: Main
Bedroom S
- Level: Upper
- Area: 552
- Dimensions: 23' 0" X 24' 0"
Bedroom S
- Features: Walk-In Pantry,See Remarks
- Level: Upper
- Area: 156
- Dimensions: 13' 0" X 12' 0"
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Features
- Built-in Features,Soaking Tub,Kitchen Island,Pantry,Walk-In Closet(s),Whirlpool
- Door features: French Doors
- Window features: Insulated Windows
- Flooring: Carpet,Laminate,Tile,Wood
- Fireplace features: Family Room,Gas Log
- Finished area below ground: 871
- Finished area above ground: 2,743
Heating & Cooling
- Heating features: Forced Air,Heat Pump,Propane
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,743
- Total interior livable area: 3,614 sqft
Primary Bedroom
- Features: Vaulted Ceiling(s),Walk-In Closet(s),None
- Level: Main
- Area: 506
- Dimensions: 23' 0" X 22' 0"
Property
Accessibility
- Accessibility features: Door Width 32 Inches or More
Details
- Parcel number: 4635682754.000
- Zoning: R20
- Special condition: Standard
Features
- Levels: Two and a Half
- Stories: 2
- Patio & porch: Deck
- Has view: Yes
- View description: Water,Year Round
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Dock,Waterfront
- Waterbody name: Lake Norman
Lot
- Lot size: 0.54 Acres
- Features: Views
Parking
- Parking features: Driveway,Parking Space(s),None
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Iredell County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,562 | $66,744 |
| Home Insurance * | $320 | $3,840 |
| Property Taxes | $552 | $6,624 |
| Electricity | $336 | $4,039 |
| Total | $6,770 | $81,240 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $1,095,000 |
| 2026-07-30 | Listed for sale | $1,100,000 |
| 2026-01-08 | Listing removed | $950,000 |
| 2025-11-03 | Listed for sale | $950,000 |
| 2005-05-02 | Sold | $410,000 |
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