2375 Cove Ct, Elgin, IL, 60123
About This Home
Beautifully maintained Darien townhome tucked away on a quiet cul-de-sac in highly sought-after Willowbay! This move-in ready home offers 3 bedrooms, 2.1 baths, and a full partially finished basement -perfect for extra living space, entertaining, or storage. Step inside to a bright, open layout featuring a dramatic 2-story foyer and soaring 9' ceilings that create an airy, welcoming feel throughout. The flexible floor plan includes a thoughtfully converted loft now serving as a third bedroom, complete with a removable wall-ideal for a home office, guest space, or easily converted back to a loft. The spacious primary suite offers a private en-suite bath, creating a comfortable retreat at the end of the day. Downstairs, the full basement includes a window and a finished area perfect for a rec room, workout space, or additional office. Enjoy peace of mind with major updates already done: A/C just 2.5 years old, roof only 4 years old, brand new hot water heater, and a newly finished driveway completed last year. All appliances are included, making this home truly move-in ready. Located in a prime cul-de-sac setting with a quick close possible-this is one you won't want to miss. Come see it in person and fall in love!
Getting Around
Car-Dependent
Minimal Transit
BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: Townhouse
- Property subType: Townhouse,Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Partially Finished,Full
Bedroom2
- Features: Flooring (Carpet),Window Treatments (Shades)
- Level: Second
- Area: 110
- Dimensions: 11X10
Bedroom3
- Features: Flooring (Carpet),Window Treatments (Blinds)
- Level: Second
- Area: 121
- Dimensions: 11X11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Eating Area
- Features: Flooring (Wood Laminate),Window Treatments (Blinds)
- Level: Main
- Area: 110
- Dimensions: 11X10
Features
- Storage
- Window features: Screens
- Flooring: Laminate
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,542 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space),Flooring (Wood Laminate)
- Level: Main
- Area: 198
- Dimensions: 18X11
Laundry
- Features: Flooring (Vinyl)
- Level: Second
- Area: 36
- Dimensions: 6X6
Living Room
- Features: Flooring (Wood Laminate),Window Treatments (Shades)
- Level: Main
- Area: 255
- Dimensions: 17X15
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full)
- Level: Second
- Area: 209
- Dimensions: 19X11
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0628331107
- Special condition: None
- Other equipment: Ceiling Fan(s),Sump Pump
Lot
- Features: Cul-De-Sac
Parking
- Total spaces: 2
- Parking features: Asphalt,Garage Door Opener,Yes,Other,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $133 | $1,596 |
| Property Taxes | $543 | $6,516 |
| Electricity | $130 | $1,569 |
| Total | $2,317 | $27,804 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Contingent | $299,000 |
| 2026-07-20 | Price change | $299,000 |
| 2026-06-02 | Listed for sale | $305,000 |
| 2026-05-23 | Contingent | $305,000 |
| 2026-05-13 | Listed for sale | $305,000 |
| 2026-04-15 | Contingent | $299,000 |
| 2026-04-11 | Listed for sale | $299,000 |
| 2026-03-24 | Contingent | $299,000 |
| 2026-03-20 | Listed for sale | $299,000 |
| 2018-04-13 | Sold | $160,500 |
| 2018-03-06 | Pending sale | $166,900 |
| 2018-02-28 | Price change | $166,900 |
| 2018-02-09 | Listed for sale | $169,900 |
| 2016-09-30 | Sold | $157,500 |
| 2016-08-30 | Pending sale | $159,900 |
| 2016-08-22 | Listed for sale | $159,900 |
| 2005-01-05 | Sold | $196,000 |
| 1999-05-11 | Sold | $160,000 |
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