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3534 Matisse Dr, St Charles, IL, 60175

4beds
3baths
2,552sqft
$570,000
$223price/sqft
$4,333/moest. monthly cost
$173,320/yrincome needed

About This Home

WOW! Look all this large 4 BR located in highly desirable Renaux Manor subdivison. Master suite & spa bath with 2 lrg walk-in closets .. Full lookout basement .. 3 car Garage .. Kitchen features a center island, new stove, new washer/dryer. Appealing open floorplan with 2 story foyer. family rm with a fireplace. Minutes away from vibrant downtown St. Charles known for boutique shopping, dining and Arcada Theatre plus outdoor attractions like the James O. Breen Community park featuring Otter Cove Aquatic Park, soccer fields, pickleball courts. Short distance to the Fox River Trail, Pottawatomie Park, and amazing downtown seasonal festivals and just minutes from a Metra station. Home in a prime location.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

10/10
7/10
Thompson Middle SchoolGrades 6-82.1 mi
7/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Other

  • Builder model: WOODSAGE

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Disposal

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full,Daylight

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 176
  • Dimensions: 16X11

Family Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 247
  • Dimensions: 19X13

Features

  • Cathedral Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Gas Starter,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,552 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Pantry-Closet),Flooring (Hardwood)
  • Level: Main
  • Area: 221
  • Dimensions: 17X13

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 204
  • Dimensions: 17X12

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 345
  • Dimensions: 23X15

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0930431009
  • Special condition: List Broker Must Accompany
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 8,520 sqft
  • Lot size dimensions: 71X120

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$220$2,640
Property Taxes $1,035$12,420
Electricity $196$2,355
Total$4,333$51,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,560/yr
40% on housing$129,990/yr
45% on housing$115,546/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 60175$235
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60175$211
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-24Listed for sale$570,000
2007-07-11Sold$347,000
1999-07-21Sold$251,500

For Sale by Agent

AgentMagda Peric
BrokerageBerkshire Hathaway HomeServices Starck Real Estate

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