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1098 S 580 W, Payson, UT, 84651

4beds
3baths
2,640sqft
$499,900
$189price/sqft
$3,013/moest. monthly cost
$120,520/yrincome needed

About This Home

Back to School Sale! just reduced in time to start school here! Perfect home on a great little dead-end street and no one in back or to the south of you! Clean and ready to go! Very private back yard with garden and covered patio/walk-out! Lovely little shady courtyard in front. ADU / mother-in-law / basement apartment -- to offset your mortgage or multi-generational living. Come and see what a great little home this is!! Perfect for a starter or ender or in between:)

Getting Around

28
WalkingCar-Dependent
26
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

6/10
Wilson SchoolGrades PK-60.7 mi
4/10
5/10
Payson High SchoolGrades 6-120.4 mi

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 1999

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Rambler/Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Water Softener Owned,Disposal,Free-Standing Range
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Entrance,Full,Basement Entrance

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Accessory Apt,Basement Apartment,Walk-In Closet(s),Floor Drains,In-Law Floorplan,Vaulted Ceiling(s)
  • Window features: Blinds,Full,Double Pane Windows
  • Flooring: Carpet,Tile,Travertine
  • Finished area below ground: 1,320
  • Finished area above ground: 1,320

Heating & Cooling

  • Heating features: Forced Air,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,640
  • Total interior livable area: 2,640 sqft

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Single Level Living

Details

  • Parcel number: 367710019
  • Zoning description: Single-Family

Features

  • Stories: 2
  • Exterior features: Balcony
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Terrain,Terrain Grad Slope
  • Residential vegetation: Landscaping: Full,Mature Trees,Vegetable Garden

Lot

  • Lot size: 5,227 sqft
  • Features: Cul-De-Sac,Curb & Gutter,Secluded,Sprinkler: Auto-Full,Gentle Sloping
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Lightning
Winter Weather

FEMA Declared Disasters Across Utah Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance $96$1,152
Property Taxes $221$2,652
Electricity $169$2,039
Total$3,013$36,156

Income You'd Need if You Spent...

35% on housing$103,302/yr
40% on housing$90,390/yr
45% on housing$80,346/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 84651$199
Utah County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 84651$194
Utah County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$488,400
2026-07-31Listed for sale$499,900
2006-03-21Sold--

For Sale by Agent

AgentSharee M Killpack
BrokerageTerritory Land Real Estate

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