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1212 3rd St S, Cordova, IL, 61242

2beds
2baths
1,058sqft
$230,000
$217price/sqft
$1,842/moest. monthly cost
$73,680/yrincome needed

About This Home

Move-in-ready Cordova Ranch located on the Mississippi River with 98 feet of river frontage! No flood insurance required! Beautiful view with riverfront access & private dock! Spacious living room and eat-in kitchen, appliances stay! 3-season room off the back! Attached garage & additional carport. Garage is wired with 220 amp service! Level yard, patio, and shed. Enjoy your own slice of paradise!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
8/10
Riverdale Middle SchoolGrades 6-84.5 mi
8/10
Riverdale Sr High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Range Hood

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 266
  • Dimensions: 14X19

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 72
  • Dimensions: 8X9

Features

  • 1st Floor Bedroom,1st Floor Full Bath

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,158
  • Total interior livable area: 1,058 sqft

Kitchen

  • Features: Kitchen (Galley),Flooring (Laminate)
  • Level: Main
  • Area: 153
  • Dimensions: 17X9

Laundry

  • Level: Basement
  • Area: 1
  • Dimensions: 1X1

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 210
  • Dimensions: 21X10

Master Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Other

  • Level: Basement
  • Area: 40
  • Dimensions: 10X4

Screened Porch

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Storage

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 40
  • Dimensions: 10X4

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0401201002
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 0.65 Acres
  • Lot size dimensions: 90x315

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Cold Wave
Drought

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$235$2,820
Property Taxes $314$3,768
Electricity $130$1,569
Total$1,842$22,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,154/yr
40% on housing$55,260/yr
45% on housing$49,120/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 61242$195
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61242$142
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$215,000
2026-07-10Listed for sale$230,000
2000-05-01Sold$56,500
1991-07-01Sold$39,000

For Sale by Agent

AgentSara Smith-DeWulf
BrokerageRainmaker Collective - Real Broker, LLC

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