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463 40th St, East Moline, IL, 61244

2beds
3baths
1,687sqft
$464,500
$275price/sqft
$3,658/moest. monthly cost
$146,320/yrincome needed

About This Home

Welcome to a truly one-of-a-kind private retreat offering 9 acres of peaceful countryside living with the convenience of being just minutes from shopping, dining, healthcare, and everyday amenities in East Moline. This exceptional property features approximately 3 taxable acres and an additional 6 acres currently enrolled in a Conservation Stewardship area, which is non-binding and may be removed, offering future flexibility and development potential. Built in 2005 with quality 2x6 construction, this well-maintained home combines farmhouse charm with modern efficiency. Geothermal heating and cooling with radiant heated floors on all three levels provide year-round comfort, while a backup generator offers added peace of mind. The home features a spacious primary suite with private balcony, three full bathrooms, a gas fireplace, screened three-season porch, wraparound deck, and walkout lower level. The current layout offers tremendous flexibility, with potential to add additional bedrooms on the upper and lower levels, including space for two additional bedrooms in the basement. The outdoor setting is truly remarkable. Enjoy a fully stocked 1/2-acre pond featuring largemouth bass, channel catfish, bluegill, redear sunfish, and painted turtles. The property is home to mature apple, peach, and plum trees, raspberry and blackberry bushes, and even naturally occurring morel mushrooms. Wildlife sightings are common, including deer, ducks, herons, eagles, and owls. A standout feature is the fully furnished guest house, known as "The Dawg House." This studio-style retreat includes a kitchenette, full bathroom, mini-split system, and sleeping accommodations for up to five guests, making it ideal for visitors, extended family, entertaining, or a private getaway. Additional improvements and amenities include a climate-controlled workshop with its own well, heating and cooling, new concrete floor, and a 2-post vehicle hoist; a detached 3-car garage; garden shed; predator-proof chicken and duck hencoop with water and electricity; hot tub; pond fountain; and 60" zero-turn mower. The septic system was serviced in 2021, and the property has been meticulously maintained with numerous recent updates, including stainless steel appliances, new pond pump, furnace servicing, updated bathrooms, and extensive fencing. Offering privacy, recreation, income or multigenerational living potential, and room for future expansion, this hidden oasis is a rare opportunity to own a unique acreage property with unmatched versatility and convenience. Adjacent land may also be available for purchase. Schedule your private showing today.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
George O Barr SchoolGrades PK-51.5 mi
5/10
Silvis Jr High SchoolGrades 6-80.5 mi
4/10
United Twp High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Range Hood,Other

Basement

  • Has basement: Yes
  • Basement: Finished,Egress Window,Full,Walk-Out Access

Bedroom2

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Family Room

  • Features: Flooring (Laminate)
  • Level: Basement
  • Area: 675
  • Dimensions: 25X27

Features

  • Vaulted Ceiling(s)
  • Window features: Skylight(s),Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room
  • Fireplace: Yes
  • Finished area below ground: 675

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,487
  • Total interior livable area: 1,687 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island),Flooring (Tile)
  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Laundry

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 88
  • Dimensions: 8X11

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 420
  • Dimensions: 20X21

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full)
  • Level: Second
  • Area: 306
  • Dimensions: 17X18

Office

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 35
  • Dimensions: 5X7

Other

  • Features: Flooring (Porcelain Tile)
  • Level: Basement
  • Area: 90
  • Dimensions: 9X10

Screened Porch

  • Features: Flooring (Other)
  • Level: Main
  • Area: 136
  • Dimensions: 8X17

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0929200011
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Generator

Features

  • Stories: 2
  • Patio & porch: Deck,Patio,Screened
  • Fencing: Fenced,Partial
  • Waterfront features: Pond

Lot

  • Lot size: 9.04 Acres
  • Features: Irregular Lot,Level,Other

Parking

  • Total spaces: 3
  • Parking features: Concrete,Gravel,Garage Door Opener,Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,348$28,176
Home Insurance *$356$4,272
Property Taxes $824$9,888
Electricity $130$1,569
Total$3,658$43,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,417/yr
40% on housing$109,740/yr
45% on housing$97,546/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 61244$102
Rock Island County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 61244$109
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$464,500
2026-06-17Listed for sale$475,000
2021-09-30Sold$355,000
2021-07-16Price change$360,000
2021-06-02Listed for sale$367,500
2020-10-21Listing removed$390,000
2020-07-20Listed for sale$390,000

For Sale by Agent

AgentBrittany Fiame
BrokerageAll City Realty

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