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118 5th St, Silvis, IL, 61282

2beds
2baths
714sqft
$114,900
$161price/sqft
$994/moest. monthly cost
$39,760/yrincome needed

About This Home

Step into this charming 2-bedroom home featuring brand-new luxury vinyl plank flooring throughout the main level. The spacious layout offers bright, open living areas with warm wood trim details and ceiling fans throughout. The kitchen includes stainless steel appliances and ample cabinet space. A full unfinished basement provides excellent potential for additional living space. Outside, enjoy a fully fenced yard and an oversized 2-car garage - perfect for storage or hobbies. A solid opportunity with great bones and room to grow!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
George O Barr SchoolGrades PK-50.7 mi
5/10
Silvis Jr High SchoolGrades 6-81.9 mi
4/10
United Twp High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer,Dryer,Gas Oven
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Bath/Stubbed,Full

Bedroom2

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Attic: Unfinished

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 714
  • Total interior livable area: 714 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space)
  • Level: Main
  • Area: 99
  • Dimensions: 9X11

Laundry

  • Level: Basement
  • Area: 48
  • Dimensions: 6X8

Living Room

  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Master Bedroom

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 104
  • Dimensions: 13X8

Other

  • Features: Flooring (Wood Laminate),Window Treatments (Aluminum Frames,Screens)
  • Level: Attic
  • Area: 336
  • Dimensions: 14X24

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 09312210160000
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Fenced

Lot

  • Lot size: 5,662 sqft
  • Features: Level
  • Lot size dimensions: 41x137

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$81$972
Property Taxes $203$2,436
Electricity $130$1,569
Total$994$11,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,080/yr
40% on housing$29,820/yr
45% on housing$26,506/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 61282$122
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61282$118
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$114,900
2026-05-05Listing removed$114,900
2026-03-15Listed for sale$114,900
2021-12-09Sold$62,000

For Sale by Agent

AgentBryce Bowers
BrokerageEpique Realty Inc

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