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858 45th Ave, East Moline, IL, 61244

4beds
3baths
1,656sqft
$415,000
$251price/sqft
$3,282/moest. monthly cost
$131,280/yrincome needed

About This Home

Opportunity is all yours! Beautiful sprawling Brick ranch built in 1993, top quality 2x6 construction. Over 3,000 finished square feet, nicely maintained. Open floor plan, coffered ceilings, Gas fireplace, sweet 4 season room with all new windows. To enjoy your wooded lot! Nicely landscaped yard. Full finished lower level, 2nd family room with a wet bar. Nice spa bathroom walk-in sauna, Jacuzzi jet tub & separate shower. Walk out basement. Great storage room (33x14)with all the wonderful organized shelving to stay.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
Wells Elementary SchoolGrades K-40.7 mi
4/10
Glenview Middle SchoolGrades 5-81.0 mi
4/10
United Twp High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Disposal,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 273
  • Dimensions: 21X13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 204
  • Dimensions: 12X17

Features

  • Vaulted Ceiling(s),Cathedral Ceiling(s),Sauna,Wet Bar,Walk-In Closet(s),Coffered Ceiling(s),Open Floorplan
  • Window features: Drapes
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,194

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,480
  • Total interior livable area: 1,656 sqft

Kitchen

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Laundry

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 64
  • Dimensions: 8X8

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full,Double Sink)
  • Level: Main
  • Area: 234
  • Dimensions: 18X13

Other

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 459
  • Dimensions: 17X27

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1712201019
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.36 Acres
  • Features: Landscaped,Wooded,Mature Trees,Level
  • Lot size dimensions: 176x114x129x100

Parking

  • Total spaces: 6
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Guest,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$318$3,816
Property Taxes $736$8,832
Electricity $130$1,569
Total$3,282$39,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,525/yr
40% on housing$98,460/yr
45% on housing$87,520/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 61244$104
Rock Island County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 61244$109
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$415,000
2026-06-12Pending sale$415,000
2026-05-15Listed for sale$415,000

For Sale by Agent

AgentPaula Nabb
BrokerageMel Foster Co. Davenport

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