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414 49th St, Moline, IL, 61265

2beds
--baths
1,256sqft
$57,000
$45price/sqft
$572/moest. monthly cost
$22,880/yrincome needed

About This Home

Seller will leave new cabinets, dry wall and building materials for Buyer. Much work has been done but needs finishing. Much electrical work done. Lead base plumbing abatement has been done to the street. Upstairs bath is plumbed for fixtures. Downstairs bath has toilet only but is plumbed for sink and bath. Washer and dryer stay but are not installed. Hookups for main floor laundry.

Getting Around

30
WalkingCar-Dependent
29
TransitSome Transit
51
BikeBikeable

Schools

6/10
4/10
Moline Sr High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Block
  • Construction materials: Masonite,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Second
  • Area: 126
  • Dimensions: 14X9

Bedrooms & Bathrooms

  • Bedrooms: 2

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,884
  • Total interior livable area: 1,256 sqft

Kitchen

  • Level: Main
  • Area: 78
  • Dimensions: 6X13

Laundry

  • Level: Main
  • Area: 80
  • Dimensions: 10X8

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Master Bedroom

  • Level: Second
  • Area: 150
  • Dimensions: 15X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0835135004
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 6,969 sqft
  • Features: Level
  • Lot size dimensions: 50 x 140

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $288$3,456
Home Insurance *$53$636
Property Taxes $101$1,212
Electricity $130$1,569
Total$572$6,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,611/yr
40% on housing$17,160/yr
45% on housing$15,253/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$45This listing

vs Other Active Listings

Avg $/sqft

ZIP 61265$92
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61265$107
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$57,000
2023-10-12Sold$47,000
2023-08-29Pending sale$49,900
2023-08-17Price change$49,900
2023-08-11Listed for sale$59,900

For Sale by Agent

AgentBrenda Schmidt
BrokerageRuhl&Ruhl REALTORS Davenport

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