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1815 4th St, Moline, IL, 61265

3beds
1baths
1,075sqft
$135,000
$126price/sqft
$1,178/moest. monthly cost
$47,120/yrincome needed

About This Home

Move right in and enjoy the many updates this home has to offer! Major improvements, per previous owner, include the roof and replacement windows (2014), furnace (2015), gutters (2019/2020), water heater (2021), A/C (2022), plus kitchen flooring and main-floor bedroom carpet (2023). Additional updates include interior paint, kitchen countertops, and deck boards. This 3-bedroom home features a main-floor bedroom and full bath, a formal dining room with a built-in hutch, an eat-in kitchen, and a bright three-season porch. Outside, you'll find a spacious three-tier deck, level fenced backyard, newer two-car garage, and additional off-street parking. Conveniently located near I-74, John Deere, KONE, the Rock Island Arsenal, and just minutes from downtown Moline.

Getting Around

76
WalkingVery Walkable
38
TransitSome Transit
51
BikeBikeable

Schools

6/10
4/10
John Deere Middle SchoolGrades 6-80.6 mi
4/10
Moline Sr High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1914

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 126
  • Dimensions: 9X14

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 196
  • Dimensions: 14X14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,075 sqft

Kitchen

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 117
  • Dimensions: 9X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1706222018
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 6,534 sqft
  • Features: Level
  • Lot size dimensions: 50x133

Parking

  • Total spaces: 2
  • Parking features: Concrete,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$127$1,524
Property Taxes $239$2,868
Electricity $130$1,569
Total$1,178$14,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,388/yr
40% on housing$35,340/yr
45% on housing$31,413/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 61265$91
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61265$107
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$135,000
2023-11-08Sold$115,000
2023-10-29Pending sale$112,900
2023-10-27Listed for sale$112,900
2017-05-02Listing removed$79,900
2017-03-25Pending sale$79,900
2017-03-20Listed for sale$79,900
2015-07-18Listing removed$79,900
2015-06-18Price change$79,900
2015-06-06Price change$81,000
2015-05-30Listed for sale$84,900
2006-10-10Sold$83,500

For Sale by Agent

AgentJeremy Swanson
BrokerageRE/MAX Concepts Moline

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