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807 41st St, Rock Island, IL, 61201

4beds
2baths
1,905sqft
$85,000
$45price/sqft
$817/moest. monthly cost
$32,680/yrincome needed

About This Home

If you're on the market for a fixer upper with lots of potential, look no further! This piece of history comes with the original hardwood flooring it was built with! In addition to the benefit and allure of hardwood floors, every exterior wall has been reinforced and insulated with either open cell spray foam or closed cell insulation board. Allowing this home's solid frame to achieve excellent thermals in both the winter and summer months! Situated within walking distance from a scenic municipal park, an elementary school, and even a prestigious college! Hosting a large backyard bursting with family friendly potential. Its open and spacious landscape allow for nearly endless personalization and even gardening possibilities! Additionally, the foundation is constructed out of solid cinder blocks and its sturdy pine frame is clear of rot or decay. Withstanding the testament of time, this 20th century home is a pinnacle of old fashioned engineering and is still standing after nearly 110 years of occupancy!

Getting Around

55
WalkingSomewhat Walkable
37
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

4/10
4/10
2/10
Rock Island High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1915

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: MultiFamily

Interior

Appliances

  • Appliances included: Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,905 sqft

Property

Details

  • Parcel number: 0831336008

Features

  • Exterior features: Vinyl,Composition,Metal
  • Has view: Yes
  • View description: None

Parking

  • Total spaces: 4
  • Parking features: Garage - Detached,Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$92$1,104
Property Taxes $150$1,800
Electricity $146$1,758
Total$817$9,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,011/yr
40% on housing$24,510/yr
45% on housing$21,786/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$45This listing

vs Other Active Listings

Avg $/sqft

ZIP 61201$71
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61201$86
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-21Listed for sale$85,000
2026-01-22Listing removed--
2025-10-24Listed for sale$85,000
2025-09-07Listing removed--
2025-06-09Listed for sale$85,000
2025-03-27Listing removed--
2024-11-06Listed for sale$85,000
2024-08-18Listing removed--
2024-02-19Price change$85,000
2023-09-17Listed for sale$95,000
2023-08-30Listing removed--
2023-04-28Listed for sale$95,000
1995-03-01Sold$24,500

For Sale by Owner

AgentProperty Owner

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