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1519 42nd St, Rock Island, IL, 61201

2beds
1baths
1,205sqft
$115,000
$95price/sqft
$1,040/moest. monthly cost
$41,600/yrincome needed

About This Home

2-bed, 1-bath home in Rock Island offering over 1,200 square feet of finished living space and practical updates throughout. The main floor features a spacious living room that flows into a bright dining room, along with a kitchen, full bathroom, and convenient laundry room. Upstairs includes two generously sized bedrooms. The basement provides additional storage space. Durable LVP flooring runs throughout the home, and the roof was replaced in 2023. Exterior amenities include a 1-car garage and an additional parking slab. Centrally located near dining and shopping.

Getting Around

80
WalkingVery Walkable
39
TransitSome Transit
55
BikeBikeable

Schools

6/10
4/10
2/10
Rock Island High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1909

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Gas Cooktop,Gas Oven,Gas Water Heater
  • Laundry features: Main Level,In Kitchen

Basement

  • Has basement: Yes
  • Basement: Unfinished,Cellar,Full

Bedroom2

  • Features: Flooring (Luxury Vinyl)
  • Level: Second
  • Area: 143
  • Dimensions: 13X11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Features

  • 1st Floor Full Bath
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,939
  • Total interior livable area: 1,205 sqft

Kitchen

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Living Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Master Bedroom

  • Features: Flooring (Luxury Vinyl)
  • Level: Second
  • Area: 143
  • Dimensions: 13X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1706113047
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 4,356 sqft
  • Features: Level
  • Lot size dimensions: 40x113

Parking

  • Total spaces: 1
  • Parking features: Concrete,Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$125$1,500
Property Taxes $204$2,448
Electricity $130$1,569
Total$1,040$12,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,657/yr
40% on housing$31,200/yr
45% on housing$27,733/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 61201$71
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61201$86
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2022-06-17Sold$94,000
2022-05-11Pending sale$89,900
2022-04-26Listed for sale$89,900
2022-02-10Sold$55,000
2022-01-25Pending sale$62,499
2021-12-20Price change$62,499
2021-11-01Price change$62,500
2021-09-20Listed for sale$64,900
2021-09-06Listing removed--
2021-07-26Listed for sale$79,900
2021-02-19Listing removed--
2018-01-18Listing removed$850
2017-11-28Listed for rent$850

For Sale by Agent

AgentRichard Bassford, CRS
BrokerageRE/MAX Concepts Bettendorf

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