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203 Rock Mills Rd, Woodville, VA, 22749

4beds
4baths
3,772sqft
$949,000
$252price/sqft
$5,832/moest. monthly cost
$233,280/yrincome needed

About This Home

Discover the perfect blend of privacy, space, and convenience in this impressive three-finished-level home, ideally situated just off the picturesque Rock Mills Road. Accessed by a long, scenic gravel drive, this property offers a peaceful retreat nestled among mature woods. With over 4,400 square feet of finished living space, this home is designed for seamless entertaining and comfortable family gatherings. The welcoming exterior features a sprawling covered wraparound porch with a charming swing and stone accents, perfect for enjoying the serene wooded views. The main level boasts an inviting open-concept layout and the highly desirable convenience of a spacious main-level primary bedroom suite, complete with a walk in closet and private bath. The great room features dramatic, soaring ceilings and a floor-to-ceiling stone fireplace with a rustic mantel, creating a warm focal point. This space flows effortlessly into the dining area and a bright, well-appointed kitchen featuring oak cabinetry and a gas range Just off the dining space, a beautiful sun room offers a bright, light-filled retreat perfect for morning coffee, relaxing with a book, or versatile extra living space. The fully finished lower level offers tremendous flexibility, complete with a cozy wood stove and a full bath. This large area can easily accommodate a recreation room, home gym, craft space, or game room—the possibilities are endless. Outdoor entertaining is effortless on the large back deck, which is perfect for grilling. The property also features an expansive yard with plenty of open space for activities and lawn games. This property is a dream for hobbyists and auto enthusiasts, featuring an impressive detached 6-car garage. Additionally, a charming separate cabin with its own porch sits privately on the grounds, making an ideal artist studio, quiet home office, or guest retreat. Combining space, unique features, and a tranquil wooded setting, this home is truly one of a kind.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Oven/Range - Gas,Refrigerator,Water Heater
  • Laundry features: Main Level

Basement

  • Area: 1900

Basement

  • Has basement: Yes
  • Basement: Finished,Side Entrance,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Stone
  • Fireplace: Yes
  • Finished area below ground: 1,268
  • Finished area above ground: 2,504

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,404
  • Total interior livable area: 3,772 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 4031B
  • Zoning: AG
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 8.60 Acres

Parking

  • Total spaces: 6
  • Parking features: Storage,Garage Faces Front,Garage Door Opener,Oversized,Detached
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Cold Wave
Drought
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$180$2,160
Property Taxes $491$5,892
Electricity $363$4,359
Total$5,832$69,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,954/yr
40% on housing$174,960/yr
45% on housing$155,520/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -12.8%
-12.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 22749$330
Rappahannock County$384

vs Homes Sold Last Month

Median $/sqft

ZIP 22749$371
Rappahannock County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$949,000
2026-06-28Listed for sale$985,000
2021-03-22Listing removed--
2021-02-26Price change$749,000
2021-01-30Price change$697,900
2021-01-17Listed for sale$675,000
2009-08-08Listing removed$569,900
2009-06-12Listed for sale$569,900
2009-01-18Listing removed$574,888
2008-11-28Price change$574,888
2008-10-17Price change$597,500
2008-09-17Listed for sale$589,900
2008-01-17Sold$589,900
2000-03-29Sold$226,000

For Sale by Agent

AgentTerry Dixon
BrokerageCastle Real Estate

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