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106 N College St, Marshall, TX, 75670

3beds
2baths
1,636sqft
$160,000
$98price/sqft
$1,333/moest. monthly cost
$53,320/yrincome needed

About This Home

Welcome to this character filled home where historic charm, modern updates, and an inviting open concept layout come together to create a warm and welcoming place to call home. The spacious primary bedroom offers a comfortable retreat, while the oversized second bedroom includes a walk-in closet, providing plenty of storage and flexibility. Large windows fill the home with natural light, highlighting its unique architectural details and classic cottage appeal. Outside, you'll find a large, fenced backyard with plenty of room to relax, garden, entertain, or let pets play. An uncovered deck is ready for outdoor gatherings, and the storage building adds extra space for tools, hobbies, or lawn equipment. This charming home offers a wonderful opportunity to own a piece of Marshall's history while adding your own personal touches over time. With its spacious layout, distinctive character, and endless potential, it's an ideal choice for buyers who appreciate the charm and craftsmanship of older homes. Don't miss your chance to make this classic cottage your own!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

2/10
4/10
2/10
Marshall High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick and Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Oven,Gas Water Heater

Bathroom

  • Features: Shower Only,Walk-In Closet(s)

Bedroom

  • Features: Walk-In Closet(s)

Bedroom1

  • Area: 169

Bedroom2

  • Area: 156

Bedroom3

  • Area: 160

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Den/Dining Combo
  • Area: 169

Features

  • Ceiling Fan(s),Pantry
  • Flooring: Vinyl
  • Fireplace features: Gas Only
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Space Heater
  • Cooling features: Window Unit(s),Ceiling Fan(s)

Interior Area

  • Total structure area: 1,636
  • Total interior livable area: 1,636 sqft

Kitchen

  • Area: 117

Living Room

  • Area: 312

Property

Details

  • Parcel number: 030400009000000000000
  • Special condition: None,As-Is Condition @ Closing

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck Open
  • Fencing: Wood

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$208$2,496
Property Taxes $78$936
Electricity $238$2,859
Total$1,333$15,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,702/yr
40% on housing$39,990/yr
45% on housing$35,546/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.8%
-5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 75670$76
Harrison County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 75670$109
Harrison County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$150,000
2026-07-24Listed for sale$160,000

For Sale by Agent

AgentMelissa Sanches
BrokerageTX Real Estate Queen & Company

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