411 Fm 2198, Karnack, TX, 75661
About This Home
Charming 2-Bed, 2-Bath Retreat on 2 Acres Near Caddo Lake! Discover the perfect blend of comfort and nature with this inviting 2-bedroom, 2-bathroom home set on 2 peaceful acres in Karnack, TX. Ideally located just steps from Caddo Lake State Park and less than a mile from the public boat ramp, this property is a dream for outdoor lovers, weekend escapes, or a quiet full-time lifestyle. Inside, the home features a spacious open-concept layout with a welcoming living area and a well-appointed kitchen offering generous storage. Split bedroom arrangement provides plenty of room to relax, and the two bathrooms are thoughtfully designed for everyday convenience. The home has a metal roof, has been freshly painted, and a new AC/H has been installed for your comfort. Step outside to enjoy wide-open space, mature surroundings, and the natural beauty East Texas is known for. From fishing and kayaking to birdwatching and exploring, adventure is always close by at one of Texas’s most unique and scenic lakes. If you are looking for a retirement home close to a great fishing hole or a place to have an Air B & B, this would be a great opportunity! Schedule your showing today and make this peaceful retreat your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Foundation: Slab
- Roof: Aluminum/Metal
- Construction materials: Metal Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Elec Range/Oven,Dishwasher,Refrigerator,Electric Water Heater
- Laundry features: In Garage
Bathroom
- Features: Shower/Tub,Double Vanity,Vinyl Tile
Bedroom
- Features: Master Bedroom Split
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Ceiling Fans,Breakfast Bar,Eat-in Kitchen
- Fireplace features: None
Heating & Cooling
- Heating features: Central Electric
- Cooling features: Central Electric
Interior Area
- Total interior livable area: 1,448 sqft
Property
Details
- Parcel number: 22224
- Exclusions: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Porch
- Fencing: Partial
- Topography of land: Level
- Residential vegetation: Partially Wooded
- Living area range: 1000-1500
Lot
- Lot size: 2 Acres
- Features: Landscaped,Other/See Remarks,Native Grass
Parking
- Total spaces: 1
- Parking features: Garage,Garage Faces Front,Natural
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Ice Storm
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,049 | $12,588 |
| Home Insurance * | $206 | $2,472 |
| Property Taxes | $250 | $3,000 |
| Electricity | $238 | $2,859 |
| Total | $1,743 | $20,916 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $209,000 |
| 2026-03-26 | Listed for sale | $215,000 |
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