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1119 38th St, Rock Island, IL, 61201

5beds
2baths
1,664sqft
$169,900
$102price/sqft
$1,475/moest. monthly cost
$59,000/yrincome needed

About This Home

Spacious 5-bedroom, 2-bath home in a prime Rock Island location, directly across from Augustana College and just around the corner from Alleman High School and Lincoln Park! This character-filled home offers beautiful natural wood floors, stunning original woodwork, and a built-in dining room hutch that adds timeless charm. The main level features a spacious living and dining area, a kitchen with abundant cabinet space, and a screened-in porch perfect for relaxing. Upstairs you'll find three generously sized bedrooms, a full bath, additional storage space, and access to a private sun deck. The finished basement expands the living space with two additional bedrooms, each featuring egress windows and its own climate-controlled mini-split system. You'll also find a full bath, laundry area, and a comfortable family room. Outside, enjoy a park-like backyard complete with a fire pit, storage shed, 2-car garage, extra parking slab, and convenient alley access. The walk-up attic provides exceptional storage and future possibilities. This home has been successfully used as a college student rental for the past five years, making it an excellent investment opportunity, while its spacious layout and desirable location also make it an ideal primary residence. All appliance are included. Don't miss your chance to own this versatile home full of character and charm! Owner is a licensed broker in Iowa and Illinois. List agent related to the seller.

Getting Around

74
WalkingVery Walkable
38
TransitSome Transit
69
BikeBikeable

Schools

4/10
4/10
2/10
Rock Island High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Block
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range Hood,Other,Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: In Unit,Laundry Chute

Basement

  • Has basement: Yes
  • Basement: Finished,Egress Window,Rec/Family Area,Sleeping Area,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 121
  • Dimensions: 11X11

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 88
  • Dimensions: 8X11

Bedroom4

  • Features: Flooring (Luxury Vinyl)
  • Level: Basement
  • Area: 120
  • Dimensions: 15X8

Bedroom5

  • Features: Flooring (Luxury Vinyl)
  • Level: Basement
  • Area: 104
  • Dimensions: 13X8

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 180
  • Dimensions: 12X15

Enclosed Porch

  • Level: Main
  • Area: 126
  • Dimensions: 21X6

Features

  • Replacement Windows
  • Window features: Replacement Windows,Window Treatments,Bay Window(s)
  • Attic: Full,Interior Stair
  • Finished area below ground: 832

Heating & Cooling

  • Heating features: Natural Gas,Steam
  • Cooling features: Window Unit(s),Wall Unit(s),Zoned

Interior Area

  • Total structure area: 2,496
  • Total interior livable area: 1,664 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Tile)
  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Laundry

  • Features: Flooring (Luxury Vinyl)
  • Level: Basement
  • Area: 25
  • Dimensions: 5X5

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Bay Window(s))
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 132
  • Dimensions: 11X12

Recreation Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Basement
  • Area: 105
  • Dimensions: 15X7

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 097164
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 8,712 sqft
  • Features: Level
  • Lot size dimensions: 46x130x47x130

Parking

  • Total spaces: 2
  • Parking features: Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$185$2,220
Property Taxes $301$3,612
Electricity $130$1,569
Total$1,475$17,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,571/yr
40% on housing$44,250/yr
45% on housing$39,333/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 61201$70
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61201$86
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$169,900
2026-06-29Listed for sale$175,000
2021-06-15Sold$114,000
2021-04-12Pending sale$115,900
2005-04-25Sold$90,500

For Sale by Agent

AgentCris Ryder
BrokerageEXIT Realty Fireside

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