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4629 34th St, Rock Island, IL, 61201

2beds
2baths
1,404sqft
$325,000
$231price/sqft
$2,703/moest. monthly cost
$108,120/yrincome needed

About This Home

Experience the best of riverfront living with this rare 2-bedroom, 2-bathroom home positioned right on the Rock River, offering front-row river views without being in a flood zone. Designed entirely on one level with a wide-open floor plan, the living room instantly stands out with its high ceilings and large windows that perfectly frame the water. A cozy double-sided fireplace sits right between the living room and the primary suite, which includes its own private en suite bathroom. Outside, you'll find a freshly stained deck and two patios, along with a private dock for easy river access and boating up and down the river. Parking and storage are no problem with two separate garages: an attached, heated 2-car garage plus a detached 1-car garage. You can't beat the location, which is just two doors down from the Riverfront Grille and super close to Black Hawk State Historic Site. Plus, the big-ticket items are already taken care of, including new exterior siding on most of the house (2026), a new roof (2024), a whole-house generator (2022), and a new water heater (2022).

Getting Around

17
WalkingCar-Dependent
32
TransitSome Transit
17
BikeSomewhat Bikeable

Schools

5/10
4/10
2/10
Rock Island High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Front Controls on Range/Cooktop,Gas Cooktop,Gas Oven,Gas Water Heater
  • Laundry features: Main Level,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 126
  • Dimensions: 9X14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 135
  • Dimensions: 9X15

Family Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 224
  • Dimensions: 14X16

Features

  • Vaulted Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s),Open Floorplan
  • Door features: French Doors,Storm Door(s),Sliding Glass Door(s)
  • Window features: Blinds
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Double Sided,Gas Starter,Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,404
  • Total interior livable area: 1,404 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,SolidSurfaceCounter),Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Laundry

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 42
  • Dimensions: 6X7

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 195
  • Dimensions: 13X15

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 165
  • Dimensions: 11X15

Property

Accessibility

  • Accessibility features: Lever Door Handles,No Interior Steps,Central Living Area,Visitor Bathroom,Disability Access

Details

  • Parcel number: 1613215013
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Dock
  • Fencing: Fenced,Chain Link,Wood
  • Has view: Yes
  • View description: Water,Back of Property
  • Has water view: Yes
  • Water view: Water,Back of Property
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront
  • Waterbody name: ROCK RIVER

Lot

  • Lot size: 6,969 sqft
  • Features: Level,Views
  • Lot size dimensions: 19x175x108x62x66

Parking

  • Total spaces: 3
  • Parking features: Gravel,Garage Door Opener,Heated Garage,Yes,Attached,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$354$4,248
Property Taxes $576$6,912
Electricity $130$1,569
Total$2,703$32,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,674/yr
40% on housing$81,090/yr
45% on housing$72,080/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 61201$68
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61201$86
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentRichard Bassford, CRS
BrokerageRE/MAX Concepts Bettendorf

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