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2501 20th Ave, Rock Island, IL, 61201

4beds
2baths
1,551sqft
$175,000
$113price/sqft
$1,514/moest. monthly cost
$60,560/yrincome needed

About This Home

Great location with more space than meets the eye! This well-maintained home has been significantly updated and is ready for its next owner. Recent improvements include beautifully remodeled bathrooms, new vinyl plank flooring, and updated kitchen appliances-bringing a fresh, modern feel throughout the home. Major mechanical updates provide peace of mind, including a new furnace, roof, and water heater (2019). The functional layout offers flexibility, with additional space upstairs that could accommodate more bedrooms, office space, or a growing household. This home has a rich history, having comfortably housed a large family, and continues to offer plenty of room to spread out. The existing carport provides covered parking, with potential to be enclosed for a garage if desired. Move-in ready with modern updates, solid major systems, and room to grow-this is a great opportunity in a desirable location!

Getting Around

71
WalkingVery Walkable
33
TransitSome Transit
53
BikeBikeable

Schools

5/10
4/10
2/10
Rock Island High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1917

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedroom2

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Bedroom3

  • Features: Flooring (Vinyl)
  • Level: Second
  • Area: 153
  • Dimensions: 17X9

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 100
  • Dimensions: 10X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 117
  • Dimensions: 13X9

Enclosed Porch

  • Level: Main
  • Area: 289
  • Dimensions: 17X17

Family Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Features

  • Finished area below ground: 800

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,729
  • Total interior livable area: 1,551 sqft

Kitchen

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Laundry

  • Level: Basement
  • Area: 80
  • Dimensions: 8X10

Living Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Master Bedroom

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1601304024
  • Special condition: None

Features

  • Stories: 1

Parking

  • Total spaces: 2
  • Parking features: Other,Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$190$2,280
Property Taxes $310$3,720
Electricity $130$1,569
Total$1,514$18,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,908/yr
40% on housing$45,420/yr
45% on housing$40,373/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 61201$70
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61201$86
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$199,000
2026-04-09Listed for sale$215,000
2025-08-22Sold$95,000
2025-08-11Pending sale$97,500
2025-08-08Listed for sale$97,500

For Sale by Agent

AgentBrian Morrill
BrokerageNextHome QC Realty

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